General Insurance

WIBA

Covers employees for accidental bodily injury or disease arising out of and in the course of employment. Benefits as per WIBA Act 2007.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Covers employees for accidental bodily injury or disease arising out of and in the course of employment. Benefits as per WIBA Act 2007.

Benefits covered:

Benefits Covered ✓
  • ✔ Death – 8 years earnings
  • ✔ PTD – 8 years earnings
  • ✔ TTD – actual weekly earning up to 104 weeks
  • ✔ Medical 100,000/-
  • ✔ Last Expenses 30,000/-
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Quick Summary

Work Injury Benefits Act (WIBA) protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

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FAQs

Frequently Asked Questions

Is WIBA insurance mandatory for my business?
Yes, Kenyan law requires all employers to have WIBA insurance to cover employees against accidental injury or death at the workplace.
What benefits are payable if an employee dies on the job?
The policy pays a lump sum equivalent to 96 months (8 years) of the deceased employee's basic salary to their dependents.
Does WIBA cover occupational diseases?
Yes, it covers diseases contracted specifically due to the nature of the employee's work (e.g., respiratory issues from factory dust).
Are medical expenses for workplace injuries covered?
Yes, the policy covers medical expenses up to a standard limit (currently KES 100,000 per employee), which can be enhanced upon request.
Does this cover employees traveling to and from work?
Standard WIBA only covers employees while they are engaged in company business. Commuting is not covered unless using company-provided transport.