General Insurance

Product Liability

Indemnifies the insured against claims for which they become legally liable during the policy period.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Indemnifies the insured against claims for which they become legally liable during the policy period.

Benefits covered:

Benefits Covered ✓
  • ✔ Accidental death or bodily injury
  • ✔ Accidental loss of or damage to tangible property from harmful/defective products or defective containers
  • ✔ All litigation expenses (with written consent)
  • ✔ All other costs and expenses (with company's consent)
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Quick Summary

Product Liability Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

Make a Claim
FAQs

Frequently Asked Questions

What does Product Liability insurance cover?
It protects your business against legal claims and compensation costs if a product you manufacture, sell, or distribute causes injury or property damage to a consumer.
Does this policy cover the cost of a product recall?
Standard product liability does not cover recall costs. You need a specific "Product Recall" extension for those expenses.
If a customer sues me, do you cover the legal fees?
Yes, the policy covers the legal defense costs incurred in defending against covered claims.
Are imported products covered?
Yes, if you are the local distributor or importer, you can be held strictly liable, making this cover essential.
Does the cover apply globally?
The standard jurisdiction is local. If you export goods, you must declare the destination countries so the geographical scope can be extended (especially for North America).