General Insurance

Political Violence

Indemnity against loss and/or damage to property and business interruption from sabotage, terrorism, mutiny, rebellion, insurrection, and coup d'état.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Indemnity against loss and/or damage to property and business interruption from sabotage, terrorism, mutiny, rebellion, insurrection, and coup d'état.

Benefits covered:

Benefits Covered ✓
  • ✔ Buildings
  • ✔ Machinery
  • ✔ Stock in trade
  • ✔ Motor vehicles
  • ✔ Loss of profit
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Quick Summary

Political Violence Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

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FAQs

Frequently Asked Questions

Is this different from standard fire or riot insurance?
Yes. Standard policies often exclude "Terrorism and Political Violence." PVT is a specific cover for sabotage, terrorism, mutiny, rebellion, and coup d'états.
Does this cover my business if it's looted during a political protest?
Yes, malicious damage and looting directly associated with strikes, riots, or civil commotion are covered.
If my business has to close due to a riot, am I compensated for lost income?
Only if you have purchased the Business Interruption extension alongside the physical damage PVT cover.
Does the government have to declare an act of terrorism for a claim to be valid?
No, claims are assessed based on the policy definitions, not solely on government declarations.
Are vehicles covered under this policy?
You can extend PVT to cover specific commercial or private vehicles, but it must be explicitly added to the schedule.