General Insurance

Personal Accident

This policy compensates the insured or their legal representatives in respect of death, permanent disability, and temporary disability caused by violent, accidental, external, and visible means while on duty or off duty (24-hour basis).

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

This policy compensates the insured or their legal representatives in respect of death, permanent disability, and temporary disability caused by violent, accidental, external, and visible means while on duty or off duty (24-hour basis).

Benefits covered:

Benefits Covered ✓
  • ✔ Death
  • ✔ Permanent Disability
  • ✔ Temporary disability – actual weekly salary for 104 weeks
  • ✔ Medical Expenses
  • ✔ Last Expenses
  • ✔ Cost of Artificial limbs
  • ✔ Wheel chair
  • ✔ Hearing Aids
  • ✔ Local Evacuation expenses
  • ✔ Ambulance expenses
  • ✔ Rehabilitation expenses
  • ✔ Dental expenses
  • ✔ Optical Expenses
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Quick Summary

Personal Accident Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

Make a Claim
FAQs

Frequently Asked Questions

What exactly qualifies as an "accident"?
An accident is defined as a sudden, unforeseen, and involuntary event caused by external, visible, and violent means.
What happens if the accident results in permanent disability?
The policy pays out a lump sum based on a predetermined scale of injuries (e.g., loss of a limb or eyesight).
Are medical expenses covered if I am injured?
Yes, the policy reimburses medical expenses incurred directly due to the accident up to a specified limit.
Does this cover me if I get injured playing sports?
Standard non-professional sports are covered. Extreme or professional sports (like motor racing) require a special extension.
Is the coverage active when I travel abroad?
Yes, Personal Accident policies provide worldwide coverage, 24 hours a day, 7 days a week.