General Insurance

Marine & Transit

Covers loss or damage to ships, cargo, and transport or property used to move cargo between origin and destination. Protects goods in transit by air, sea, or land from first loading point to final destination.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Covers loss or damage to ships, cargo, and transport or property used to move cargo between origin and destination. Protects goods in transit by air, sea, or land from first loading point to final destination.

Benefits covered:

Benefits Covered ✓
  • ✔ Goods in transit by air, sea, or land
  • ✔ Cargo cover
  • ✔ Transit from first loading to final destination
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Quick Summary

Transit/Marine Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

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FAQs

Frequently Asked Questions

Does this cover goods from the warehouse to the final destination?
Yes, Marine Cargo insurance is typically "warehouse to warehouse," covering the inland transit at both ends of the sea/air voyage.
What is "General Average" and is it covered?
General Average is a maritime law where all cargo owners share the cost if cargo is jettisoned to save the ship. This policy covers your share of that liability.
Are my goods covered against piracy?
Yes, piracy is generally covered under standard Institute Cargo Clauses (A).
What should I do if my cargo arrives damaged?
Document the damage immediately, note it on the delivery receipt, take photos, and notify Cemes and the shipping carrier within 3 days.
Does the policy cover delays at the port?
No, standard marine policies do not cover loss of market or financial losses caused by shipping delays.