General Insurance

Legal Liability

Indemnifies the insured for compensatory damages for actual or alleged neglect, error, or omission in the conduct or execution of their professional activities and duties.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Indemnifies the insured for compensatory damages for actual or alleged neglect, error, or omission in the conduct or execution of their professional activities and duties.

Benefits covered:

Benefits Covered ✓
  • ✔ Estate, heirs, legal representatives, assignees
  • ✔ Directors, officers, employees, and consultants in their business capacity
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Quick Summary

Legal Liability Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

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FAQs

Frequently Asked Questions

What types of disputes are covered under Legal Insurance?
It covers legal costs for disputes related to employment, contracts, property damage, and personal injury claims.
Can I choose my own lawyer?
You must generally use a lawyer from the Cemes-approved panel. If you wish to use your own, they must agree to our standard fee rates.
Is there a limit to how much you will pay for legal fees?
Yes, there is a maximum "Limit of Indemnity" per claim and an annual aggregate limit stated in your policy schedule.
Are pre-existing legal disputes covered?
No, the policy only covers legal events and disputes that originate after the policy inception date.
Does this cover criminal defense?
It may cover initial defense costs for certain regulatory or driving offenses, but it does not cover defense for deliberate criminal acts like theft or assault.