General Insurance

Goods in Transit

Covers loss of or damage to the property insured or for which the insured is responsible including ropes, tarpaulins, and packing materials by accident or theft following collision or overturning of the vehicle or conveyance. Also covers goods when being loaded or offloaded and whilst temporarily housed in course of transit.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

Covers loss of or damage to the property insured or for which the insured is responsible including ropes, tarpaulins, and packing materials by accident or theft following collision or overturning of the vehicle or conveyance. Also covers goods when being loaded or offloaded and whilst temporarily housed in course of transit.

Benefits covered:

Benefits Covered ✓
  • ✔ Indemnity against unforeseen physical loss of or damage to equipment at various locations countrywide
  • ✔ Coverage for portable items (mobile phones, laptops, etc) including worldwide coverage
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Quick Summary

Goods in Transit Insurance protects you against financial loss. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

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FAQs

Frequently Asked Questions

Does this cover goods transported in my own vehicles or by a transporter?
It can cover both. You must specify whether you are insuring "Own Goods in Own Vehicles" or using third-party carriers.
Are the goods covered against hijacking and armed robbery?
Yes, standard comprehensive transit policies cover loss due to violent theft, hijacking, and collision.
What happens if the driver stops overnight?
Goods are generally covered, provided the vehicle is parked in a secure, locked, and guarded compound. Unattended street parking is usually excluded.
Are all types of goods covered?
Most general merchandise is covered. High-risk items like explosives, livestock, or cash require specific declarations or different policies.
How are the goods valued in the event of a claim?
Goods are typically settled based on the invoice value at the time of dispatch, plus freight charges if applicable.