Life Assurance

Education

We offer an assortment of education plans that ultimately help in financial planning for your child's future educational needs and ensures that your child gets the best foundation for the future. To help you with this, we offer you a variety of tailor-made solutions that you can choose from.

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IRA Regulated 48hr Claims 24/7 Support Since 2018
What's Covered

Policy Overview

We offer an assortment of education plans that ultimately help in financial planning for your child's future educational needs and ensures that your child gets the best foundation for the future. To help you with this, we offer you a variety of tailor-made solutions that you can choose from.

Benefits covered:

Benefits Covered ✓
  • ✔ Financial planning for your child's future education
  • ✔ Tailor-made solutions to suit your needs
  • ✔ Flexible premium payment options
  • ✔ Guaranteed education fund at maturity
  • ✔ Cover for tuition, books, and related expenses
  • ✔ Option to add multiple children to one plan
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Quick Summary

Education helps you plan for the future. Contact our team for a personalized quote and policy details.

Documents Required
  • Completed Proposal Form
  • Copy of National ID
  • Other documents as applicable
How It Works

Claims Process

We resolve claims within 48 hours on average.

1
Report the Incident

Call our 24/7 helpline or email us immediately.

2
Submit Documents

Provide your claim form, photos, and policy details.

3
Assessment

Our assessors evaluate and verify coverage within 24 hours.

4
Approval & Settlement

Your claim is approved and payment arranged promptly.

Make a Claim
FAQs

Frequently Asked Questions

How does the Cemes Education policy work?
It is a life assurance product that allows you to save systematically over a chosen term to guarantee funds for your child's future education.
What happens to the fund if the parent/guardian passes away?
Cemes waives all future premiums, and the policy remains active, guaranteeing the targeted payout when the child reaches the maturity age.
Can I withdraw funds before the policy matures?
Yes, partial withdrawals are allowed after a specified minimum period (usually 3 years), though it may affect the final maturity value.
Are the payouts protected against inflation?
Yes, you can opt for an annual premium escalation clause, which increases your contributions and final payout to combat inflation.
What if I miss a premium payment?
The policy offers a grace period (usually 30 days). If missed beyond that, it may be converted to a paid-up policy with a reduced final benefit.