Life Cover for Young Professionals: Start Small, Review Often
Life assurance is long-term. The most important feature early on is sustainability—cover you can keep paying when income fluctuates.
Build in steps
Begin with a realistic sum that covers immediate debts and family transition costs. Increase at major milestones: marriage, children, mortgage, or business loans.
Tip: Pair life cover discussions with will and beneficiary updates—they should tell the same story.