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Motor Car, Commercial, PSV & Motorcycle

Health Medical & family coverage

WIBA Work injury benefits

See All All insurance products

Click ‘Products’ on the navigation bar to view our policies and select one that best fits your need.

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Our sales agent is ready to assist with any inquiries you may have about a policy or any other issue pertaining to our insurances.

Twazungumza Kiswahili

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0 Years of Experience

CEMES made getting my car insurance so easy. The quote was competitive and the process was seamless. I highly recommend them!

James M., Motor Insurance Customer

Excellent service from start to finish. They helped me find the best health cover for my family at an affordable rate.

Grace W., Health Insurance Customer

Professional, responsive, and truly committed to their clients. CEMES exceeded my expectations in every way.

Peter K., Business Insurance Customer

How It Works

We resolve claims within 48 hours on average. Here's what to expect.

Call our 24/7 helpline or email us immediately after an incident occurs.

Provide your claim form, police report (if applicable), photos, and policy details.

Our assessors evaluate the damage and verify coverage within 24 hours.

Your claim is approved and payment or repairs are arranged promptly.