/**
 * CEMES Insurance - Modern UI Revamp 2026
 * Design System: Deep Navy, White, Teal Accent
 * Mobile-first, WCAG 2.1 AA compliant
 */

/* ============================================
   DESIGN TOKENS (CSS Custom Properties)
   ============================================ */
:root {
  /* Colors - Minimal palette */
  --color-primary: #0a2744;
  --color-primary-dark: #061a2e;
  --color-primary-light: #0f3a5f;
  --color-accent: #0d9488;
  --color-accent-hover: #0f766e;
  --color-accent-light: #ccfbf1;
  
  --color-bg: #ffffff;
  --color-surface: #f8fafc;
  --color-surface-alt: #f1f5f9;
  --color-border: #e2e8f0;
  --color-border-focus: #0d9488;
  
  --color-text: #0f172a;
  --color-text-muted: #64748b;
  --color-text-light: #94a3b8;
  
  /* Typography */
  --font-sans: 'DM Sans', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-display: 'DM Sans', 'Inter', sans-serif;
  
  --text-xs: 0.75rem;
  --text-sm: 0.875rem;
  --text-base: 1rem;
  --text-lg: 1.125rem;
  --text-xl: 1.25rem;
  --text-2xl: 1.5rem;
  --text-3xl: 1.875rem;
  --text-4xl: 2.25rem;
  
  --font-regular: 400;
  --font-medium: 500;
  --font-semibold: 600;
  --font-bold: 700;
  
  --line-tight: 1.25;
  --line-normal: 1.5;
  --line-relaxed: 1.75;
  
  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  
  /* Shadows - Subtle */
  --shadow-sm: 0 1px 2px rgba(10, 39, 68, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(10, 39, 68, 0.07), 0 2px 4px -2px rgba(10, 39, 68, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(10, 39, 68, 0.08), 0 4px 6px -4px rgba(10, 39, 68, 0.05);
  --shadow-focus: 0 0 0 3px rgba(13, 148, 136, 0.25);
  
  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-base: 200ms ease;
  --transition-slow: 300ms ease;
  
  /* Border radius */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
}

/* ============================================
   PAGE TRANSITION LOADER
   ============================================ */
.page-loader-overlay {
  position: fixed;
  inset: 0;
  z-index: 99999;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.9);
  opacity: 1;
  transition: opacity 0.3s ease;
  pointer-events: none;
}
.page-loader-overlay.hidden {
  opacity: 0;
  pointer-events: none;
  visibility: hidden;
}
/* HTML: <div class="loader"></div> */
.loader {
  width: 45px;
  aspect-ratio: 1;
  --c: no-repeat linear-gradient(#e74c4c 0 0);
  background:
    var(--c) 0%   50%,
    var(--c) 50%  50%,
    var(--c) 100% 50%;
  background-size: 20% 100%;
  animation: l1 1s infinite linear;
}
@keyframes l1 {
  0%  {background-size: 20% 100%,20% 100%,20% 100%}
  33% {background-size: 20% 10% ,20% 100%,20% 100%}
  50% {background-size: 20% 100%,20% 10% ,20% 100%}
  66% {background-size: 20% 100%,20% 100%,20% 10% }
  100%{background-size: 20% 100%,20% 100%,20% 100%}
}

/* ============================================
   SKIP LINK (WCAG 2.1 - Bypass Blocks)
   ============================================ */
.skip-link {
  position: absolute;
  top: -100px;
  left: var(--space-4);
  padding: var(--space-3) var(--space-4);
  background: var(--color-primary);
  color: white;
  font-weight: var(--font-semibold);
  border-radius: var(--radius-md);
  z-index: 10000;
  transition: top var(--transition-base);
}
.skip-link:focus {
  top: var(--space-4);
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

/* ============================================
   QUOTES PAGE - No background image / parallax
   ============================================ */
html.page-quotes,
body.page-quotes,
body.page-quotes .site-wrapper {
  background: #fff !important;
  background-image: none !important;
}
/* Remove parallax background from #why-choose-us section */
body.page-quotes #why-choose-us,
body.page-quotes #choose-us-row-two,
body.page-quotes .choose-us-row {
  background: #fff !important;
  background-image: none !important;
  background-attachment: scroll !important;
}
body.page-quotes #supersized {
  display: none !important;
}

/* ============================================
   BASE OVERRIDES - Typography & Body
   ============================================ */
html {
  scroll-behavior: smooth;
}
body, html {
  font-family: var(--font-sans);
  color: var(--color-text);
  font-size: var(--text-base);
  line-height: var(--line-normal);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ============================================
   TOP BAR (Contact Strip) - matches main nav: white bg, navy text
   ============================================ */
.transparent-menu-top {
  background: #ffffff !important;
  border-bottom: 1px solid rgba(7, 37, 63, 0.08);
  padding: var(--space-2) clamp(var(--space-4), 3vw, var(--space-8));
}
.navbar-contact a,
.navbar-contact a i {
  color: var(--color-primary) !important;
  transition: color var(--transition-fast);
}
.navbar-contact a:hover,
.navbar-contact a:focus {
  color: var(--color-accent) !important;
}
.navbar-contact .form-control,
.navbar-contact .input-group-addon {
  background: var(--color-surface) !important;
  border: 1px solid var(--color-border);
  color: var(--color-text) !important;
}
.navbar-contact .input-group-addon i {
  color: var(--color-text-muted) !important;
}
.navbar-contact .form-control::placeholder {
  color: var(--color-text-light);
}
.navbar-contact .form-control:focus {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-focus);
}

/* ============================================
   MAIN NAVIGATION - Inverted: white bg, navy text
   ============================================ */
.transparent-menu {
  --nav-inline-inset: clamp(var(--space-4), 3vw, var(--space-8));
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1030;
  width: 100%;
  background: #ffffff !important;
  padding: var(--space-3) var(--nav-inline-inset) !important;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
  border-bottom: none;
  box-sizing: border-box;
}
.transparent-menu .navbar-wrapper {
  background: #ffffff !important;
}
/* Navbar strip: container fills parent row (Bootstrap .container max-width override) */
.transparent-menu > .container.clear-padding,
.transparent-menu-top > .container.clear-padding {
  width: 100%;
  max-width: 100%;
  margin-left: auto;
  margin-right: auto;
  box-sizing: border-box;
  /* Horizontal inset (padding avoids overflow with width:100%; margins would need width calc) */
  padding-left: clamp(var(--space-4), 4vw, var(--space-10));
  padding-right: clamp(var(--space-4), 4vw, var(--space-10));
}
.transparent-menu .navbar-default {
  background: transparent !important;
}
.transparent-menu .navbar-nav > li > a {
  color: var(--color-primary) !important;
  font-weight: var(--font-medium);
  font-size: var(--text-sm);
  letter-spacing: 0.5px;
  padding: var(--space-3) var(--space-4) !important;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  position: relative;
}
.transparent-menu .navbar-nav > li > a i {
  display: none;
}
.transparent-menu .navbar-nav > li > a:hover,
.transparent-menu .navbar-nav > li > a:focus {
  background: transparent !important;
  color: #e74c4c !important;
}
.transparent-menu .navbar-nav > li > a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: #e74c4c;
  transition: width 0.6s ease;
}
.transparent-menu .navbar-nav > li > a:hover::after,
.transparent-menu .navbar-nav > li > a:focus::after {
  width: 100%;
}
.transparent-menu .navbar-nav > li > a:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 2px;
}

/* Current page — clear active state (all pages using nav-main.php) */
.transparent-menu .navbar-nav > li.active > a:not(.btn-warning) {
  color: #e74c4c !important;
  font-weight: var(--font-semibold);
}
.transparent-menu .navbar-nav > li.active > a:not(.btn-warning)::after,
.transparent-menu .navbar-default .navbar-nav > .active > a:not(.btn-warning)::after {
  width: 100% !important;
}
.transparent-menu .navbar-default .navbar-nav > .active > a:not(.btn-warning),
.transparent-menu .navbar-default .navbar-nav > .active > a:not(.btn-warning):hover,
.transparent-menu .navbar-default .navbar-nav > .active > a:not(.btn-warning):focus {
  color: #e74c4c !important;
  background: transparent !important;
}
.transparent-menu .navbar-nav > li.active > a.btn-warning {
  background: #c08a0f !important;
  box-shadow: 0 0 0 2px #fff, 0 0 0 3px #e74c4c;
  color: #fff !important;
}
.transparent-menu .navbar-nav > li.active > a.btn-warning::after {
  display: none !important;
}

/* Navbar nav: flex layout on desktop only (mobile uses stacked block links) */
@media (min-width: 992px) {
  .transparent-menu .navbar-collapse .navbar-nav {
    display: flex !important;
    flex-wrap: wrap;
    align-items: center !important;
  }
  .transparent-menu .navbar-collapse .navbar-nav > li {
    display: flex !important;
    align-items: center !important;
    float: none !important;
  }
}

.transparent-menu .dropdown-menu {
  background: white !important;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: var(--space-2) 0 !important;
  margin-top: var(--space-2) !important;
}
.transparent-menu .dropdown-menu > li > a {
  color: var(--color-text) !important;
  padding: var(--space-3) var(--space-4) !important;
  transition: background var(--transition-fast), color var(--transition-fast);
}
.transparent-menu .dropdown-menu > li > a:hover,
.transparent-menu .dropdown-menu > li > a:focus {
  background: var(--color-surface) !important;
  color: #e74c4c !important;
}
.transparent-menu .dropdown-menu .dropdown-header {
  color: var(--color-primary) !important;
  font-weight: var(--font-semibold);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: var(--space-2) var(--space-4) !important;
  margin-top: var(--space-2);
}
.transparent-menu .dropdown-menu .dropdown-header:first-child {
  margin-top: 0;
}
.transparent-menu .dropdown-menu .divider {
  margin: var(--space-2) 0;
}
.transparent-menu .navbar-default .navbar-toggle {
  border-color: var(--color-border);
}
.transparent-menu .navbar-default .navbar-toggle .icon-bar {
  background: var(--color-primary) !important;
}
.transparent-menu .navbar-default .navbar-toggle:focus,
.transparent-menu .navbar-default .navbar-toggle:hover {
  background: var(--color-surface) !important;
}

/* Mobile: menu overlays content instead of pushing it down */
@media (max-width: 991px) {
  .transparent-menu .nav-container {
    position: relative;
  }
  .transparent-menu .navbar-collapse.in {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    z-index: 1050;
    background: #ffffff !important;
    box-shadow: 0 8px 24px rgba(0,0,0,0.15);
    margin-top: var(--space-2);
    border-radius: var(--radius-md);
    max-height: 70vh;
    overflow-y: auto;
    /* Balanced inset so first/last items are not flush to panel edges */
    padding: var(--space-4) var(--space-3) var(--space-4);
    box-sizing: border-box;
  }
  /* Burger menu: full-width stacked links (not inline/flex row) */
  .transparent-menu .navbar-collapse .navbar-nav {
    display: block !important;
    width: 100%;
    margin: 0 !important;
    float: none !important;
  }
  .transparent-menu .navbar-collapse .navbar-nav > li {
    display: block !important;
    float: none !important;
    width: 100%;
    margin: 0;
  }
  /* Compact vertical rhythm; extra bottom padding gives space above the ::after underline */
  .transparent-menu .navbar-collapse .navbar-nav > li > a:not(.btn-warning) {
    display: block !important;
    width: 100%;
    box-sizing: border-box;
    padding: var(--space-2) var(--space-4) var(--space-4) var(--space-4) !important;
    margin: 0;
    border-radius: var(--radius-sm);
  }
  .transparent-menu .navbar-collapse .navbar-nav > li:last-child:not(:only-child) {
    margin-top: var(--space-2);
    padding-top: var(--space-2);
  }
  .transparent-menu .navbar-collapse .navbar-nav > li > a.btn-warning,
  .transparent-menu .navbar-nav > li > a.btn-warning,
  .transparent-menu .navbar-nav .btn-warning {
    display: flex !important;
    width: 100% !important;
    max-width: none !important;
    white-space: normal !important;
    min-width: 0 !important;
    text-align: center;
    box-sizing: border-box;
    padding: var(--space-3) var(--space-4) !important;
    margin: 0 !important;
  }
}

/* Logo area - navy text for inverted header */
.transparent-menu .navbar-header a {
  color: var(--color-primary) !important;
}
/* Logo - 25% smaller (112x56, from 150x75) */
.transparent-menu .navbar-header a img {
  width: 112px;
  height: 56px;
  object-fit: contain;
}

/* Nested dropdowns (child menus) */
.parent > a { color: var(--color-text) !important; }
.child li a {
  color: var(--color-text) !important;
  padding: var(--space-3) var(--space-4) !important;
}
.child li a:hover, .child li a:focus {
  background: var(--color-surface) !important;
  color: #e74c4c !important;
}

/* Make Claim button — desktop: inline chip; mobile: full-width block (see max-width:991 block) */
.transparent-menu .navbar-nav > li:last-child > a.btn-warning,
.transparent-menu .navbar-nav .btn-warning {
  background: #d4a017 !important;
  border: none !important;
  color: white !important;
  font-weight: var(--font-semibold);
  padding: 0.5rem 1.25rem !important;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  align-items: center !important;
  justify-content: center !important;
  line-height: 1 !important;
  min-height: 2.5rem;
  box-sizing: border-box;
  margin: 0 !important;
}
@media (min-width: 992px) {
  .transparent-menu .navbar-nav > li:last-child > a.btn-warning,
  .transparent-menu .navbar-nav .btn-warning {
    display: inline-flex !important;
    white-space: nowrap;
    min-width: 7rem;
  }
}
.transparent-menu .navbar-nav .btn-warning .btn-claim-text {
  display: block;
  text-align: center;
  line-height: 1;
}
.transparent-menu .navbar-nav .btn-warning::after {
  display: none !important;
}
.transparent-menu .navbar-nav .btn-warning:hover,
.transparent-menu .navbar-nav .btn-warning:focus {
  background: #b8860b !important;
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

/* ============================================
   LANDING HERO - New card-based layout
   ============================================ */
.landing-hero {
  background: var(--color-bg);
  padding: var(--space-2) var(--space-6) !important;
  border-bottom: 1px solid var(--color-border);
}

/* ── Vanta Birds hero override ──────────────────────────── */
#vanta-hero {
  background: #dcddde !important;
  border-bottom: none !important;
  position: relative;
  display: flex !important;
  align-items: stretch;
  padding: 0 !important;
  min-height: 75vh !important;
  height: auto;
  overflow: hidden;
}
/* Vanta canvas must sit behind content */
#vanta-hero canvas {
  position: absolute !important;
  inset: 0 !important;
  width: 100% !important;
  height: 100% !important;
  z-index: 0 !important;
  pointer-events: none;
}
/* Curved wave transition from hero into the white of the next section */
.hero-wave,
.about-hero-wave {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 2;
  line-height: 0;
  pointer-events: none;
}
.hero-wave svg,
.about-hero-wave svg {
  width: 100%;
  height: 80px;
}

/* ============================================
   HOMEPAGE BENEFITS SECTION (screenshot-aligned)
   ============================================ */
.benefits-section {
  background: #ffffff !important;
  background-color: #ffffff !important;
  position: relative;
  z-index: 1;
  padding: clamp(3rem, 8vw, 5rem) var(--space-4);
}
.benefits-inner {
  max-width: 1100px;
  margin: 0 auto;
}
.benefits-header {
  text-align: center;
  margin-bottom: clamp(2.5rem, 6vw, 4rem);
  padding: 0 var(--space-2);
}
.benefits-main-title {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: #000000;
  line-height: 1.2;
  margin: 0 auto 1rem;
  max-width: 28ch;
}
.benefits-main-lede {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: #4b5563;
  line-height: 1.6;
  margin: 0 auto;
  max-width: 42ch;
}
.benefits-rows {
  display: flex;
  flex-direction: row;
  gap: clamp(2.5rem, 6vw, 4rem);
}
.benefits-row {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: clamp(1rem, 3vw, 1.5rem);
}
.benefits-copy-title {
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: #000000;
  line-height: 1.3;
  margin: 0;
  max-width: 28ch;
}
.benefits-copy-text {
  font-size: 1rem;
  color: #4b5563;
  line-height: 1.65;
  margin: 0;
  max-width: 42ch;
}

/* Carrier rate card stack */
.benefits-carrier-stack {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.4rem;
  max-width: 280px;
  margin: 0 auto;
}
.benefits-rate-card {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  width: 100%;
  padding: 0.65rem 0.85rem;
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 6px;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.04);
}
.benefits-rate-card--featured {
  border: 2px solid #111827;
  border-radius: 10px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  transform: scale(1.03);
  z-index: 2;
  position: relative;
}
/* Blur competitor rows — CEMES featured card stays sharp */
.benefits-rate-card--blurred .benefits-rate-name,
.benefits-rate-card--blurred .benefits-rate-price {
  filter: blur(5px);
  opacity: 0.88;
  user-select: none;
}
.benefits-rate-card--blurred .benefits-rate-logo {
  filter: blur(4px);
  opacity: 0.65;
}
.benefits-rate-logo {
  width: 32px;
  height: 32px;
  border-radius: 6px;
  flex-shrink: 0;
}
.benefits-rate-name {
  flex: 1;
  font-weight: 700;
  font-size: 0.9375rem;
  color: #000000;
  text-align: left;
}
.benefits-rate-price {
  font-size: 0.8125rem;
  font-weight: 600;
  color: #2563eb;
  white-space: nowrap;
}

/* Savings & support rows — shared image dimensions (70% of original) */
.benefits-visual--affordable,
.benefits-visual--person,
.benefits-visual--agent {
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 196px;
}
.benefits-affordable-illus,
.benefits-person-illus,
.benefits-agent-illus {
  position: relative;
  width: min(100%, 308px);
  height: 196px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.benefits-affordable-img,
.benefits-save-img,
.benefits-agent-img {
  width: min(100%, 308px);
  height: 196px;
  object-fit: contain;
  display: block;
}

@media (max-width: 767px) {
  .benefits-rows {
    flex-direction: column;
  }
  .benefits-copy-text {
    max-width: none;
  }
}

/* ============================================
   START SAVING — two columns + diagonal slit OR
   ============================================ */
.start-saving-section {
  background: #ffffff;
  padding: clamp(2.5rem, 6vw, 4rem) clamp(var(--space-3), 3vw, var(--space-8));
}
.start-saving-section .container.start-saving-container {
  max-width: min(96vw, 1400px) !important;
  width: 100% !important;
}
.start-saving-title {
  text-align: center;
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  font-weight: 700;
  color: #000000;
  margin: 0 0 clamp(2rem, 4vw, 3rem);
  line-height: 1.2;
}
.start-saving-split {
  position: relative;
  display: flex;
  flex-direction: row;
  align-items: stretch;
  min-height: 420px;
  max-width: 100%;
}
.start-saving-pillar {
  flex: 1 1 50%;
  position: relative;
  z-index: 1;
  min-width: 0;
  background: #ffffff;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 2.5rem 1.5rem 3rem;
}
.start-saving-pillar--left {
  clip-path: polygon(0 0, 100% 0, 78% 100%, 0 100%);
  padding-right: clamp(2.5rem, 6vw, 5rem);
}
.start-saving-pillar--right {
  margin-left: -14%;
  clip-path: polygon(22% 0, 100% 0, 100% 100%, 0 100%);
  padding-left: clamp(2.5rem, 6vw, 5rem);
  background: linear-gradient(
    to right,
    #e8e8ea 0%,
    #ececee 28%,
    #f4f4f6 55%,
    #fafafa 78%,
    #ffffff 100%
  );
}
.start-saving-pillar-inner {
  max-width: 340px;
  min-width: 0;
  width: 100%;
  text-align: center;
  margin: 0 auto;
  box-sizing: border-box;
}
.start-saving-pillar--left .start-saving-pillar-inner {
  max-width: min(728px, 100%);
  padding-left: clamp(0.75rem, 2.5vw, 1.75rem);
  padding-right: clamp(2.25rem, 7vw, 5.5rem);
}
.start-saving-icon {
  font-size: 3.5rem;
  color: #111827;
  line-height: 1;
  margin-bottom: 1rem;
}
.start-saving-icon .fa {
  font-weight: var(--font-regular);
}
.start-saving-icon--illustration {
  font-size: 0;
  margin-bottom: 1rem;
}
.start-saving-buy-img,
.start-saving-call-agent-img {
  display: block;
  margin: 0 auto;
  max-width: min(100%, 672px);
  width: 100%;
  height: auto;
  max-height: 448px;
  object-fit: contain;
}
/* 3:2 slot (672×448) — cover crops portrait/landscape art to the same frame */
.start-saving-buy-img {
  aspect-ratio: 3 / 2;
  max-height: none;
  height: auto;
  object-fit: cover;
  object-position: center center;
}
.start-saving-subtitle {
  font-size: 1.25rem;
  font-weight: 700;
  color: #000000;
  margin: 0 0 0.75rem;
}
.start-saving-desc {
  font-size: 0.9375rem;
  color: #4b5563;
  line-height: 1.6;
  margin: 0 0 1.25rem;
  overflow-wrap: break-word;
  word-wrap: break-word;
}
.start-saving-pillar--left .start-saving-desc {
  max-width: 100%;
}
.start-saving-form-row {
  display: flex;
  flex-wrap: wrap;
  align-items: stretch;
  gap: 0;
  margin-bottom: 1rem;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
}
.start-saving-input-wrap {
  flex: 1 1 120px;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: #ffffff;
  border: 1px solid #d1d5db;
  border-right: none;
  border-radius: 8px 0 0 8px;
  padding: 0;
  padding-left: 0.75rem;
  min-height: 48px;
}
.start-saving-input-wrap .fa-map-marker {
  color: #6b7280;
  flex-shrink: 0;
}
.start-saving-input {
  flex: 1;
  border: none;
  outline: none;
  font-size: 0.9375rem;
  padding: 0.65rem 0.5rem 0.65rem 0;
  background: transparent;
  min-width: 0;
}
.start-saving-cta {
  flex: 0 0 auto;
  background: #6d28d9;
  color: #ffffff !important;
  font-weight: 600;
  font-size: 0.9375rem;
  padding: 0.65rem 1.25rem;
  border: none;
  border-radius: 0 8px 8px 0;
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s ease;
}
.start-saving-cta:hover,
.start-saving-cta:focus {
  background: #5b21b6;
  color: #ffffff !important;
  outline: none;
}
.start-saving-foot {
  font-size: 0.8125rem;
  color: #4b5563;
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  flex-wrap: wrap;
}
.start-saving-foot .fa-shield {
  color: #6b7280;
}
.start-saving-view-policies {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto;
  padding: 0.65rem 1.5rem;
  font-size: 0.9375rem;
  font-weight: 600;
  color: #ffffff !important;
  text-decoration: none;
  background: #dc2626;
  border-radius: 8px;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12);
  transition: background 0.2s ease, box-shadow 0.2s ease;
}
.start-saving-view-policies:hover,
.start-saving-view-policies:focus {
  background: #b91c1c;
  color: #ffffff !important;
  outline: none;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.15);
}
.start-saving-phone {
  margin: 0 0 0.75rem;
}
.start-saving-phone-link {
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: #000000 !important;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
}
.start-saving-phone-link:hover,
.start-saving-phone-link:focus {
  color: #dc2626 !important;
}
.start-saving-phone-link .fa-phone {
  font-size: 1.25rem;
}
.start-saving-lang {
  font-size: 0.9375rem;
  font-weight: 600;
  color: #c9a227 !important;
  text-decoration: none;
}
.start-saving-lang:hover,
.start-saving-lang:focus {
  text-decoration: underline;
  color: #a8861e !important;
}
.start-saving-or {
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  z-index: 4;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #dc2626;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.75rem;
  letter-spacing: 0.05em;
  box-shadow: 0 4px 14px rgba(220, 38, 38, 0.35);
  pointer-events: none;
}
.start-saving-or span {
  display: block;
}

@media (max-width: 767px) {
  .start-saving-split {
    flex-direction: column;
    min-height: 0;
  }
  .start-saving-pillar--left,
  .start-saving-pillar--right {
    clip-path: none;
    margin-left: 0;
    padding: 2rem 1rem;
  }
  .start-saving-pillar--left .start-saving-pillar-inner {
    padding-left: clamp(0.5rem, 2vw, 1rem);
    padding-right: clamp(0.5rem, 2vw, 1rem);
  }
  .start-saving-or {
    position: relative;
    left: auto;
    top: auto;
    transform: none;
    margin: 0.5rem auto 1rem;
    pointer-events: auto;
  }
  .start-saving-or span {
    transform: none;
  }
  .start-saving-form-row {
    flex-direction: column;
    border-radius: 8px;
  }
  .start-saving-input-wrap {
    border-radius: 8px;
    border-right: 1px solid #d1d5db;
    border-bottom: none;
  }
  .start-saving-cta {
    border-radius: 0 0 8px 8px;
    width: 100%;
  }
}

/* Lady image column — flush left, no margin */
.hero-lady-col {
  width: 35vw;
  min-height: 75vh;
  flex-shrink: 0;
  margin: 0;
  padding: 0;
  position: relative;
  z-index: 1;
  overflow: hidden;
}
.hero-lady-img {
  width: 100%;
  height: 75vh;
  object-fit: cover;
  object-position: center top;
  display: block;
}

/* Content column — takes the remaining space */
.hero-content-col {
  flex: 1;
  display: flex;
  align-items: flex-start;
  padding: var(--space-2) var(--space-3) var(--space-6) var(--space-6);
  position: relative;
  z-index: 3;
}
.hero-content-col .hero-inner {
  width: 100%;
}

/* Wide screens: shift welcome text + product cards right and down */
@media (min-width: 1200px) {
  #vanta-hero .hero-content-col {
    padding-top: clamp(2.25rem, 4.5vh, 4.75rem);
    padding-right: var(--space-6);
    padding-bottom: var(--space-8);
    padding-left: clamp(3.75rem, 7.5vw, 7.5rem);
    align-self: flex-end;
    margin-bottom: 1.25rem;
  }
  #vanta-hero .hero-lady-col {
    align-self: stretch;
  }
}

/* Hero text — dark on white background (original palette) */
#vanta-hero .hero-welcome-text {
  color: #000000 !important;
}
#vanta-hero .hero-content h1 {
  color: #000000 !important;
}
#vanta-hero .hero-content h1 .hero-accent {
  color: #e74c4c !important;
}
#vanta-hero .hero-description {
  color: var(--color-text-muted) !important;
}
#vanta-hero .hero-cards-header {
  color: var(--color-primary) !important;
}
/* Product cards — subtle glass tint on white, stacked above grey bg */
#vanta-hero .hero-card {
  position: relative;
  z-index: 2;
  background: rgba(255, 255, 255, 0.75) !important;
  border: 1px solid rgba(10, 39, 68, 0.10) !important;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  transition: background var(--transition-base), transform var(--transition-base), box-shadow var(--transition-base);
}
#vanta-hero .hero-card:hover,
#vanta-hero .hero-card:focus {
  background: rgba(255, 255, 255, 0.95) !important;
  box-shadow: 0 8px 28px rgba(10, 39, 68, 0.14) !important;
  transform: translateY(-4px);
}
#vanta-hero .hero-card i {
  color: #e74c4c !important;
}
#vanta-hero .hero-card-title {
  color: var(--color-primary) !important;
}
#vanta-hero .hero-card-desc {
  color: var(--color-text-muted) !important;
}
#vanta-hero .hero-card:not(.hero-card-see-all):hover .hero-card-title,
#vanta-hero .hero-card:not(.hero-card-see-all):focus .hero-card-title {
  color: #d4a017 !important;
}
#vanta-hero .hero-card-see-all {
  background: rgba(10, 39, 68, 0.06) !important;
  border-color: rgba(10, 39, 68, 0.15) !important;
}
#vanta-hero .hero-card-see-all:hover,
#vanta-hero .hero-card-see-all:focus {
  background: #0a0a0a !important;
}
#vanta-hero .hero-card-see-all i {
  color: #e74c4c !important;
}

.hero-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  width: 100%;
}

.hero-left {
  flex: 0 0 90%;
  max-width: 90%;
  min-width: 0;
}
.hero-inner:has(.hero-image-motor.hero-img-visible) .hero-left {
  flex: 0 1 35%;
}

.hero-right {
  flex: 0 0 10%;
  max-width: 10%;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  overflow: hidden;
  transition: flex 0.4s ease;
}
/* Motor image expanded - uses :has() so no JS dependency */
.hero-right:has(.hero-image-motor.hero-img-visible) {
  flex: 1 1 65%;
  min-width: 0;
}

.hero-image-wrapper {
  position: relative;
  width: 38vw;
  height: 35vh;
  max-width: 520px;
  max-height: 280px;
  overflow: hidden;
  transition: width 0.4s ease, max-width 0.4s ease, height 0.4s ease, max-height 0.4s ease;
}
.hero-right:has(.hero-image-motor.hero-img-visible) .hero-image-wrapper {
  width: 100% !important;
  height: 40vh !important;
  max-width: none !important;
  max-height: 320px !important;
}

.hero-image {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
  transform: translate(-50%, -50%);
  transform-origin: center center;
}

/* Hero image transitions - exit (to right) & enter (from left) */
@keyframes heroImgExit {
  to {
    opacity: 0;
    transform: translate(-50%, -90%) scaleX(-1) translateX(120%);
  }
}
@keyframes heroImgExitMotor {
  to {
    opacity: 0;
    transform: translate(-50%, -50%) translateX(120%);
  }
}
@keyframes heroImgExitMotorScaled {
  to {
    opacity: 0;
    transform: translate(-50%, -55%) translateX(120%) scale(1.08, 1.18);
  }
}
@keyframes heroImgEnter {
  from {
    opacity: 0;
    transform: translate(-50%, -70%) scaleX(-1) translateX(-80%);
  }
  to {
    opacity: 1;
    transform: translate(-50%, -70%) scaleX(-1) translateX(0);
  }
}
@keyframes heroImgExitDefault {
  to {
    opacity: 0;
    transform: translate(-50%, -50%) translateX(120%);
  }
}
@keyframes heroImgEnterDefault {
  from {
    opacity: 0;
    transform: translate(-50%, -50%) translateX(-80%);
  }
  to {
    opacity: 1;
    transform: translate(-50%, -50%) translateX(0);
  }
}
@keyframes heroImgEnterMotor {
  from {
    opacity: 0;
    transform: translate(-50%, -50%) translateX(-80%);
  }
  to {
    opacity: 1;
    transform: translate(-50%, -50%) translateX(0);
  }
}

#hero-image-default.hero-image-default,
.hero-image-default {
  z-index: 1;
  opacity: 1;
  transform: translate(-50%, -50%);
  transition: opacity 0.4s cubic-bezier(0.4, 0, 1, 1), transform 0.4s cubic-bezier(0.4, 0, 1, 1);
}
.hero-image-default.hero-img-exit {
  animation: heroImgExitDefault 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}
.hero-image-default.hero-img-enter {
  animation: heroImgEnterDefault 0.45s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.hero-image-motor {
  z-index: 2;
  opacity: 0;
  transform: translate(-50%, -50%) translateX(-80%);
  transition: opacity 0.45s cubic-bezier(0.16, 1, 0.3, 1), transform 0.45s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
}
.hero-image-motor.hero-img-visible {
  opacity: 1;
  transform: translate(-50%, -50%) translateX(0);
  pointer-events: auto;
}
.hero-image-motor.hero-img-exit {
  animation: heroImgExitMotor 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}

.hero-image-health {
  z-index: 2;
  opacity: 0;
  transform: translate(-50%, -50%) translateX(-80%);
  transition: opacity 0.45s cubic-bezier(0.16, 1, 0.3, 1), transform 0.45s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
}
.hero-image-health.hero-img-visible {
  opacity: 1;
  transform: translate(-50%, -50%) translateX(0);
  pointer-events: auto;
}
.hero-image-health.hero-img-exit {
  animation: heroImgExitMotor 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}

.hero-image-travel {
  z-index: 2;
  opacity: 0;
  transform: translate(-50%, -50%) translateX(-80%);
  transition: opacity 0.45s cubic-bezier(0.16, 1, 0.3, 1), transform 0.45s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
}
.hero-image-travel.hero-img-visible {
  opacity: 1;
  transform: translate(-50%, -50%) translateX(0);
  pointer-events: auto;
}
.hero-image-travel.hero-img-exit {
  animation: heroImgExitMotor 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}

.hero-content {
  text-align: left;
}

.hero-welcome-text {
  font-size: clamp(1rem, 2.5vw, 1.25rem);
  font-weight: var(--font-medium);
  color: var(--color-text-muted);
  margin: 0 0 var(--space-2);
  letter-spacing: 0.02em;
}
.hero-typing-wrap {
  font-weight: var(--font-medium);
  letter-spacing: 0.02em;
}
.hero-typing-wrap .hero-typing-brand {
  color: #e74c4c !important;
  font-weight: var(--font-semibold);
}
#vanta-hero .hero-typing-wrap {
  color: #000000 !important;
}
#vanta-hero .hero-typing-wrap .hero-typing-brand {
  color: #e74c4c !important;
}
.hero-welcome-text .hero-typing-brand {
  color: #e74c4c !important;
}
.hero-typing-cursor {
  display: inline-block;
  width: 2px;
  height: 1em;
  background: #e74c4c;
  margin-left: 2px;
  vertical-align: text-bottom;
  animation: hero-typing-blink 0.7s step-end infinite;
}
.hero-typing-cursor.hero-typing-done {
  display: none;
}
@keyframes hero-typing-blink {
  50% { opacity: 0; }
}
.hero-content h1 {
  font-size: clamp(2.25rem, 6vw, 3.5rem);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}
.hero-content h1 .hero-accent {
  color: #d4a017;
}
.hero-description {
  font-size: clamp(0.9375rem, 1.8vw, 1.0625rem);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: 0 0 var(--space-4);
  max-width: 42ch;
}
.hero-apply-wrap {
  margin-top: var(--space-4);
  margin-bottom: var(--space-4);
}
.hero-read-more {
  position: relative;
  background: #e74c4c;
  color: white;
  border: none;
  padding: var(--space-2) var(--space-8);
  min-width: 140px;
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  cursor: pointer;
  transition: background var(--transition-base);
  overflow: hidden;
}
.hero-read-more:hover {
  background: #c0392b;
}
/* Shining animation when button shows "Apply" - helps customers spot the CTA */
.hero-read-more[data-mode="apply"] {
  box-shadow: 0 0 20px rgba(231, 76, 76, 0.4), 0 4px 12px rgba(231, 76, 76, 0.25);
}
.hero-read-more[data-mode="apply"]::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 60%;
  height: 100%;
  background: linear-gradient(
    90deg,
    transparent 0%,
    rgba(255, 255, 255, 0.2) 30%,
    rgba(255, 255, 255, 0.45) 50%,
    rgba(255, 255, 255, 0.2) 70%,
    transparent 100%
  );
  animation: hero-apply-shine 2.5s ease-in-out infinite;
  pointer-events: none;
}
.hero-read-more[data-mode="apply"]:hover {
  box-shadow: 0 0 28px rgba(231, 76, 76, 0.5), 0 6px 16px rgba(231, 76, 76, 0.35);
}
@keyframes hero-apply-shine {
  0% { left: -100%; }
  45% { left: 150%; }
  100% { left: 150%; }
}

/* Hero content transitions - exit & enter animations */
.hero-content-inner {
  will-change: opacity, transform;
}
@keyframes heroExit {
  to {
    opacity: 0;
    transform: translateY(-24px) scale(0.97);
  }
}
@keyframes heroEnter {
  from {
    opacity: 0;
    transform: translateY(28px) scale(1.02);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}
.hero-content-inner.hero-exit {
  animation: heroExit 0.35s cubic-bezier(0.4, 0, 1, 1) forwards;
}
.hero-content-inner.hero-enter {
  animation: heroEnter 0.45s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

/* Hero product cards - 4 cards layout */
.hero-cards-header {
  font-size: var(--text-lg);
  font-weight: var(--font-semibold);
  color: var(--color-primary);
  margin: 0 0 var(--space-3);
}
.hero-product-cards {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-4);
  margin: var(--space-6) 0;
  max-width: 560px;
  perspective: 800px;
}
.hero-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: var(--space-5) var(--space-4);
  background: var(--color-bg);
  border: none;
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition-base);
  text-align: center;
  min-height: 120px;
  box-shadow: 0 4px 12px rgba(10, 39, 68, 0.08), 0 2px 6px rgba(10, 39, 68, 0.04);
  transform-style: preserve-3d;
}
.hero-card:hover,
.hero-card:focus {
  background: var(--color-bg);
  box-shadow: 0 12px 28px rgba(10, 39, 68, 0.12), 0 6px 14px rgba(10, 39, 68, 0.08);
  transform: translateY(-4px);
}
.hero-card:not(.hero-card-see-all):hover .hero-card-title,
.hero-card:not(.hero-card-see-all):focus .hero-card-title {
  color: #d4a017;
}
.hero-card-see-all:hover,
.hero-card-see-all:focus {
  background: #0a0a0a;
  border: 1px dashed rgba(255, 255, 255, 0.4);
}
.hero-card-see-all:hover .hero-card-title,
.hero-card-see-all:focus .hero-card-title,
.hero-card-see-all:hover .hero-card-desc,
.hero-card-see-all:focus .hero-card-desc,
.hero-card-see-all:hover i,
.hero-card-see-all:focus i {
  color: white !important;
}
.hero-card:focus-visible {
  outline: none;
}
.hero-card i {
  font-size: 1.75rem;
  color: #e74c4c;
  margin-bottom: var(--space-2);
}
.hero-card-title {
  display: block;
  font-weight: var(--font-bold);
  font-size: var(--text-base);
  color: var(--color-primary);
  margin-bottom: var(--space-1);
  transition: color var(--transition-base);
}
.hero-card-desc {
  display: block;
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  line-height: 1.3;
  transition: color var(--transition-base);
}
.hero-card-see-all {
  border: 1px dashed var(--color-border);
}
.hero-card-see-all .hero-card-desc {
  color: var(--color-text-muted);
}
@keyframes heroCardSpin {
  from { transform: rotateY(0deg); }
  to { transform: rotateY(360deg); }
}
.hero-card.hero-card-spin {
  animation: heroCardSpin 1.4s ease-in-out forwards;
}
@media (max-width: 768px) {
  .hero-product-cards {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-3);
    margin: var(--space-4) 0;
  }
  .hero-card {
    padding: var(--space-4) var(--space-3);
    min-height: 100px;
  }
  .hero-card i {
    font-size: 1.5rem;
  }
}

/* Insurance wheel - circular 3D layout (legacy, hidden) */
.insurance-wheel-wrapper {
  position: relative;
  width: 320px;
  height: 320px;
  margin: var(--space-6) 0;
  perspective: 600px;
  overflow: visible;
}
@keyframes wheelSpin {
  0% { transform: rotateX(8deg) rotateZ(1065deg); }
  100% { transform: rotateX(8deg) rotateZ(-15deg); }
}
.insurance-wheel {
  position: relative;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  overflow: hidden;
  isolation: isolate;
  background: conic-gradient(
    #d4a017 0deg 60deg,
    #c0392b 60deg 120deg,
    #d4a017 120deg 180deg,
    #c0392b 180deg 240deg,
    #d4a017 240deg 300deg,
    #c0392b 300deg 360deg
  );
  box-shadow:
    0 25px 50px -12px rgba(10, 39, 68, 0.4),
    0 12px 24px -8px rgba(10, 39, 68, 0.3),
    inset 0 2px 4px rgba(255, 255, 255, 0.15),
    inset 0 -4px 8px rgba(0, 0, 0, 0.2);
  transform: rotateX(8deg) rotateZ(-15deg);
  transform-style: preserve-3d;
  cursor: pointer;
  transition: transform var(--transition-slow), box-shadow var(--transition-base);
  animation: wheelSpin 2.2s cubic-bezier(0.25, 0.1, 0.25, 1) forwards;
}
.insurance-wheel:hover {
  transform: rotateX(6deg) rotateZ(-12deg) scale(1.02);
  box-shadow:
    0 30px 60px -15px rgba(10, 39, 68, 0.45),
    0 15px 30px -10px rgba(10, 39, 68, 0.35),
    inset 0 2px 4px rgba(255, 255, 255, 0.2),
    inset 0 -4px 8px rgba(0, 0, 0, 0.25);
}
.insurance-wheel::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 22%;
  height: 22%;
  margin: -11% 0 0 -11%;
  background: var(--color-primary-dark);
  border-radius: 50%;
  box-shadow: inset 0 2px 8px rgba(0, 0, 0, 0.3);
  pointer-events: none;
}
.wheel-sector {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  transform-origin: 50% 50%;
  clip-path: polygon(50% 50%, 100% 50%, 75% 6.7%);
  transform: rotate(calc(var(--i) * 60deg));
  cursor: pointer;
  font-size: 0;
  z-index: 1;
  transition: filter var(--transition-fast);
}
.wheel-sector:hover {
  filter: brightness(1.2);
}
.wheel-hover-cards {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 10;
}
.wheel-hover-card {
  position: absolute;
  top: 50%;
  left: 50%;
  min-width: 100px;
  padding: var(--space-3) var(--space-4);
  background: rgba(10, 39, 68, 0.95);
  border-radius: var(--radius-md);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.3);
  transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-95px) scale(0.7);
  opacity: 0;
  transition: opacity 0.25s ease, transform 0.3s ease;
  text-align: center;
  white-space: nowrap;
}
.insurance-wheel-wrapper.sector-hover-0 .wheel-hover-card[data-sector="0"],
.insurance-wheel-wrapper.sector-hover-1 .wheel-hover-card[data-sector="1"],
.insurance-wheel-wrapper.sector-hover-2 .wheel-hover-card[data-sector="2"],
.insurance-wheel-wrapper.sector-hover-3 .wheel-hover-card[data-sector="3"],
.insurance-wheel-wrapper.sector-hover-4 .wheel-hover-card[data-sector="4"],
.insurance-wheel-wrapper.sector-hover-5 .wheel-hover-card[data-sector="5"] {
  opacity: 1;
  transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-130px) scale(1.1);
}
.wheel-hover-card[data-sector="0"] { --i: 0; }
.wheel-hover-card[data-sector="1"] { --i: 1; }
.wheel-hover-card[data-sector="2"] { --i: 2; }
.wheel-hover-card[data-sector="3"] { --i: 3; }
.wheel-hover-card[data-sector="4"] { --i: 4; }
.wheel-hover-card[data-sector="5"] { --i: 5; }
.wheel-hover-title {
  display: block;
  font-weight: var(--font-bold);
  font-size: var(--text-base);
  color: white;
  margin-bottom: var(--space-1);
}
.wheel-hover-desc {
  display: block;
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.3;

}
.wheel-sector:focus {
  outline: none;
}
.wheel-sector:focus-visible {
  filter: brightness(1.25);
  z-index: 3;
}
.wheel-labels {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 2;
}
.wheel-label {
  position: absolute;
  top: 50%;
  left: 50%;
  font-weight: var(--font-bold);
  font-size: var(--text-sm);
  color: white;
  text-align: center;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.5);
  transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-105px);
  white-space: nowrap;
}
@media (max-width: 768px) {
  .insurance-wheel-wrapper {
    width: 260px;
    height: 260px;
    margin: var(--space-4) auto;
  }
  .insurance-wheel {
    transform: rotateX(5deg) rotateZ(-10deg);
  }
  .wheel-label {
    font-size: var(--text-xs);
    transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-85px);
  }
  .wheel-hover-card {
    transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-75px) scale(0.7);
    min-width: 80px;
    padding: var(--space-2) var(--space-3);
  }
  .insurance-wheel-wrapper.sector-hover-0 .wheel-hover-card[data-sector="0"],
  .insurance-wheel-wrapper.sector-hover-1 .wheel-hover-card[data-sector="1"],
  .insurance-wheel-wrapper.sector-hover-2 .wheel-hover-card[data-sector="2"],
  .insurance-wheel-wrapper.sector-hover-3 .wheel-hover-card[data-sector="3"],
  .insurance-wheel-wrapper.sector-hover-4 .wheel-hover-card[data-sector="4"],
  .insurance-wheel-wrapper.sector-hover-5 .wheel-hover-card[data-sector="5"] {
    transform: rotate(calc(var(--i) * 60deg + 30deg)) translateY(-105px) scale(1.05);
  }
  .wheel-hover-title { font-size: var(--text-sm); }
  .wheel-hover-desc { font-size: 0.65rem; }
}

/* Quote modals - Theme: Deep Navy, Teal Accent */
/* Motor Quote Modal */
.quote-modal-content {
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(10, 39, 68, 0.04);
}
.quote-modal-content .modal-header {
  background: #ffffff;
  border-bottom: 3px solid #d4a017;
  padding: var(--space-5);
}
.quote-modal-content .modal-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: #111111;
  margin: 0;
}
.quote-modal-content .modal-header .close {
  color: #444444;
  opacity: 1;
  text-shadow: none;
  font-size: 1.5rem;
  transition: color var(--transition-fast);
}
.quote-modal-content .modal-header .close:hover,
.quote-modal-content .modal-header .close:focus {
  color: #111111;
  opacity: 1;
}
.quote-modal-content .modal-body {
  padding: var(--space-6);
  max-height: 70vh;
  overflow-y: auto;
  background: var(--color-surface);
}
.quote-modal-content .form-group {
  margin-bottom: var(--space-4);
}
.quote-modal-content label {
  font-size: var(--text-sm);
  font-weight: var(--font-medium);
  color: var(--color-text);
  margin-bottom: var(--space-2);
  display: block;
}
.quote-modal-content .form-control {
  border: 1px solid #e74c4c !important;
  border-radius: var(--radius-md) !important;
  padding: var(--space-3) var(--space-4) !important;
}
.quote-modal-content .form-control:focus {
  border-color: #d4a017 !important;
  box-shadow: 0 0 0 3px rgba(212, 160, 23, 0.25) !important;
  outline: none;
}
.quote-modal-content .search-button.btn,
.quote-modal-content button[type="submit"] {
  background: #e74c4c !important;
  border: none !important;
  color: white !important;
  padding: var(--space-3) var(--space-8) !important;
  font-weight: var(--font-semibold);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.quote-modal-content .search-button.btn:hover,
.quote-modal-content .search-button.btn:focus,
.quote-modal-content button[type="submit"]:hover,
.quote-modal-content button[type="submit"]:focus {
  background: #c0392b !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(231, 76, 76, 0.35);
}
/* Motor type buttons - selected state */
.quote-modal-content .search-button.btn.green {
  background: #d4a017 !important;
  border-color: #d4a017 !important;
  color: white !important;
}
.quote-modal-content .search-button.btn.normal {
  background: var(--color-surface) !important;
  border-color: var(--color-border) !important;
  color: var(--color-text-muted) !important;
}

/* Legacy - keep for any remaining refs */
.full-width-search { background: var(--color-bg); }
.home-title h1 { font-size: clamp(1.5rem, 4vw, 2.25rem); font-weight: var(--font-bold); color: var(--color-primary); }
.home-title h4 { font-size: var(--text-lg); color: var(--color-text-muted); }

/* Quote tabs - Inverted: light gray inactive, navy active */
.search-section .nav-tabs {
  border-bottom: none;
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  justify-content: center;
  margin-top: var(--space-8);
}
.search-section .nav-tabs > li {
  margin: 0;
  flex: 1 1 auto;
  min-width: 80px;
}
.search-section .nav-tabs > li > a {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-3) var(--space-4) !important;
  background: var(--color-surface) !important;
  color: var(--color-text-muted) !important;
  border: 1px solid var(--color-border) !important;
  border-radius: var(--radius-md);
  font-size: var(--text-xs);
  font-weight: var(--font-medium);
  transition: all var(--transition-base);
}
.search-section .nav-tabs > li > a i {
  font-size: 1.25rem;
}
.search-section .nav-tabs > li > a:hover {
  background: var(--color-surface-alt) !important;
  color: var(--color-primary) !important;
  border-color: var(--color-border);
  transform: translateY(-2px);
}
.search-section .nav-tabs > li.active > a,
.search-section .nav-tabs > li.active > a:focus,
.search-section .nav-tabs > li.active > a:hover {
  background: var(--color-primary) !important;
  color: white !important;
  border-color: var(--color-primary) !important;
}
/* Active tab indicator arrow */
.search-section .nav-tabs .active:after {
  background: var(--color-accent) !important;
}

/* Tab content - Forms */
.search-section .tab-content {
  background: white !important;
  padding: var(--space-8) var(--space-6) !important;
  margin-top: var(--space-6);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}
.search-section label {
  font-size: var(--text-sm);
  font-weight: var(--font-medium);
  color: var(--color-text);
  margin-bottom: var(--space-2);
  display: block;
}
.search-section .form-control {
  border: 1px solid var(--color-border) !important;
  border-radius: var(--radius-md) !important;
  padding: var(--space-3) var(--space-4) !important;
  font-size: var(--text-base);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.search-section .form-control:focus {
  border-color: var(--color-accent) !important;
  box-shadow: var(--shadow-focus) !important;
  outline: none;
}
.search-section .form-control::-webkit-input-placeholder { color: var(--color-text-light); }
.search-section .form-control::-moz-placeholder { color: var(--color-text-light); }
.search-section .form-control:-ms-input-placeholder { color: var(--color-text-light); }

/* Motor type buttons - Inverted: light gray inactive, teal on hover */
.search-button.btn.transition-effect {
  background: var(--color-surface) !important;
  border: 1px solid var(--color-border) !important;
  color: var(--color-primary) !important;
  padding: var(--space-3) var(--space-5) !important;
  border-radius: var(--radius-md);
  font-weight: var(--font-medium);
  transition: all var(--transition-base);
}
.search-button.btn.transition-effect:hover,
.search-button.btn.transition-effect:focus {
  background: var(--color-accent) !important;
  border-color: var(--color-accent) !important;
  color: white !important;
}
.search-section .tab-content .search-button.btn {
  background: var(--color-accent) !important;
  border: none !important;
  color: white !important;
  padding: var(--space-3) var(--space-8) !important;
  font-weight: var(--font-semibold);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.search-section .tab-content .search-button.btn:hover,
.search-section .tab-content .search-button.btn:focus {
  background: var(--color-accent-hover) !important;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* Form radio - WCAG compliant, teal accent */
.form-radio,
.form-radio-two {
  width: 1.25rem !important;
  height: 1.25rem !important;
  border: 2px solid var(--color-border) !important;
  background: white !important;
  color: var(--color-accent) !important;
}
.form-radio:checked,
.form-radio-two:checked {
  background: var(--color-accent) !important;
  border-color: var(--color-accent) !important;
  color: white !important;
}
.form-radio:focus-visible,
.form-radio-two:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 2px;
}

/* ============================================
   FLOATING CHATBOT BUTTON (mustard yellow) with contact info
   ============================================ */
.float-chatbot {
  position: fixed;
  bottom: var(--space-6);
  right: var(--space-6);
  z-index: 999;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
}
.float-chatbot-contact {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  margin-bottom: var(--space-2);
  opacity: 0;
  max-height: 0;
  overflow: hidden;
  transition: opacity var(--transition-base), max-height var(--transition-base);
}
.float-chatbot:hover .float-chatbot-contact,
.float-chatbot:focus-within .float-chatbot-contact {
  opacity: 1;
  max-height: 80px;
}
.float-chatbot-contact a {
  font-size: var(--text-sm);
  color: var(--color-primary);
  text-decoration: none;
  padding: var(--space-1) var(--space-2);
  background: white;
  border-radius: var(--radius-sm);
  margin-bottom: var(--space-1);
  box-shadow: var(--shadow-md);
  white-space: nowrap;
  transition: color var(--transition-fast);
}
.float-chatbot-contact a:hover {
  color: #b8860b;
}
a.float {
  background: #d4a017 !important;
  color: #0a2744 !important;
  border-radius: 50%;
  width: 52px;
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  box-shadow: 0 4px 18px rgba(212, 160, 23, 0.45);
  transition: all var(--transition-base);
}
a.float:hover,
a.float:focus {
  background: #c4940e !important;
  transform: scale(1.1);
  color: #0a2744 !important;
}

/* ============================================
   AI ASSISTANT (Miko) floating button
   ============================================ */
.miko-float-btn {
  position: fixed;
  bottom: var(--space-6, 24px);
  right: var(--space-6, 24px);
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, #f0a500 0%, #f59e0b 100%);
  color: #1e293b;
  border: none;
  box-shadow: 0 4px 18px rgba(240, 165, 0, 0.5);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  z-index: 999;
  transition: transform 0.2s, box-shadow 0.2s;
}
.miko-float-btn:hover {
  transform: scale(1.08);
  box-shadow: 0 6px 22px rgba(240, 165, 0, 0.6);
}
.miko-float-btn i {
  color: #1e293b;
}
.miko-chat-modal {
  z-index: 1060;
}
.miko-chat-modal .modal-dialog {
  max-width: 400px;
  margin: 1rem;
}
.miko-chat-header {
  background: linear-gradient(135deg, #f0a500 0%, #f59e0b 100%);
  color: #1e293b;
  padding: 1rem 1.25rem;
  border-radius: 10px 10px 0 0;
}
.miko-chat-header h5 {
  margin: 0;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.miko-chat-body {
  padding: 1rem;
  max-height: 350px;
  overflow-y: auto;
}
.miko-chat-message {
  padding: 0.75rem 1rem;
  border-radius: 10px;
  margin-bottom: 0.75rem;
  font-size: 0.9rem;
  line-height: 1.5;
}
.miko-chat-message.bot {
  background: #f1f5f9;
  color: #1e293b;
}
.miko-chat-message.user {
  background: rgba(231, 76, 76, 0.1);
  color: #1e293b;
  margin-left: 2rem;
}
.miko-chat-input-wrap {
  padding: 1rem;
  border-top: 1px solid #e2e8f0;
}
.miko-chat-input-wrap .form-control {
  border-radius: 8px;
  border: 1px solid #e2e8f0;
}

/* ============================================
   PRODUCTS MODAL (readable layout) - Theme aligned
   ============================================ */
.products-modal-content {
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(10, 39, 68, 0.04);
}
.products-modal-content .modal-header {
  background: var(--color-primary);
  border-bottom: 3px solid var(--color-accent);
  padding: var(--space-5);
}
.products-modal-content .modal-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: white;
  margin: 0;
}
.products-modal-content .modal-header .close {
  color: rgba(255, 255, 255, 0.9);
  opacity: 1;
  text-shadow: none;
  font-size: 1.5rem;
  transition: color var(--transition-fast);
}
.products-modal-content .modal-header .close:hover,
.products-modal-content .modal-header .close:focus {
  color: white;
  opacity: 1;
}
.products-modal-content .modal-body {
  padding: var(--space-6);
  max-height: 70vh;
  overflow-y: auto;
  background: var(--color-surface);
}
.products-modal-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-8);
}
@media (max-width: 768px) {
  .products-modal-grid {
    grid-template-columns: 1fr;
  }
}
.products-modal-section {
  padding: var(--space-4);
  background: var(--color-surface);
  border-radius: var(--radius-md);
}
.products-modal-section-title {
  font-size: var(--text-base);
  font-weight: var(--font-semibold);
  color: var(--color-primary);
  margin: 0 0 var(--space-3);
  padding-bottom: var(--space-2);
  border-bottom: 2px solid var(--color-accent);
}
.products-modal-subtitle {
  font-size: var(--text-sm);
  font-weight: var(--font-medium);
  color: var(--color-text-muted);
  margin: var(--space-4) 0 var(--space-2);
}
.products-modal-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.products-modal-list li {
  margin-bottom: var(--space-2);
}
.products-modal-list a {
  color: var(--color-text);
  text-decoration: none;
  font-size: var(--text-sm);
  line-height: 1.5;
  display: block;
  padding: var(--space-1) 0;
  transition: color var(--transition-fast);
}
.products-modal-list a:hover,
.products-modal-list a:focus {
  color: var(--color-accent);
}
.products-modal-list a.current {
  font-weight: var(--font-semibold);
  color: var(--color-accent) !important;
  background: var(--color-accent-light);
  padding: var(--space-2) var(--space-3);
  margin: 0 calc(-1 * var(--space-3));
  border-radius: var(--radius-sm);
}

/* Products page (dynamic load) */
.products-page-hero {
  position: relative;
  padding: var(--space-16) var(--space-6);
  background: url('../images/imgs/hero-house.png') left center / 50% auto no-repeat;
  background-attachment: scroll;
  min-height: 380px;
  display: flex;
  align-items: center;
}
.products-page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(255,255,255,0) 0%, rgba(255,255,255,0.1) 50%, rgba(255,255,255,0.96) 100%);
}
.products-hero-inner {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: flex-end;
  align-items: center;
  width: 100%;
}
.products-hero-text-col {
  max-width: 520px;
  margin-left: auto;
}
.products-page-hero h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  line-height: var(--line-tight);
  margin-bottom: var(--space-4);
}
.products-page-hero h1 .hero-accent {
  color: #d4a017;
}
.products-page-hero .products-page-sub {
  font-size: var(--text-lg);
  color: #000;
  max-width: 640px;
  line-height: var(--line-relaxed);
}
@media (max-width: 991px) {
  .products-page-hero {
    background-position: center center;
    background-size: 100% auto;
    min-height: 320px;
  }
  .products-page-hero::before {
    background: linear-gradient(to bottom, rgba(255,255,255,0.5) 0%, rgba(255,255,255,0.85) 100%);
    transform: none;
  }
  .products-hero-inner {
    justify-content: center;
  }
  .products-hero-text-col {
    margin-left: 0;
    text-align: center;
  }
  .products-page-sub {
    margin-left: auto;
    margin-right: auto;
  }
}
.products-page-list {
  padding: var(--space-8) var(--space-6) var(--space-16);
  background: #eaeaea; /* light grey for products page uniformity */
}
.products-page-content .products-modal-grid {
  max-width: 900px;
  margin: 0 auto;
}

/* About page – video hero + two-column layout */
.about-hero {
  position: relative;
  min-height: 420px;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.about-hero-video-wrap {
  position: absolute;
  inset: 0;
  background: #fcfcfc;
}
.about-hero-video {
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
}
.about-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,0,0,0.55) 0%, rgba(0,0,0,0.35) 60%, rgba(0,0,0,0.2) 100%);
}
.about-hero-inner {
  position: relative;
  z-index: 2;
}
.about-hero-content {
  max-width: 520px;
  padding: var(--space-16) 0;
}
.about-hero h1 {
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  font-weight: var(--font-bold);
  color: #fff;
  margin-bottom: var(--space-3);
  line-height: var(--line-tight);
}
.about-hero-accent {
  width: 60px;
  height: 4px;
  background: #e74c4c;
  margin-bottom: var(--space-3);
}
.about-hero-description {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.95);
  line-height: var(--line-relaxed);
  margin: 0;
}
@media (max-width: 767px) {
  .about-hero {
    min-height: 360px;
  }
  .about-hero-content {
    max-width: 100%;
  }
}
.about-page-content {
  padding: var(--space-12) var(--space-6) var(--space-16);
  background: #fff;
}
.about-two-col {
  max-width: 1100px;
  margin: 0 auto;
  gap: var(--space-6);
}
.about-col {
  padding: 0 var(--space-4);
}
.about-section-title {
  font-size: clamp(1.5rem, 3vw, 1.8rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}

.about-section-accent {
  width: 60px;
  height: 4px;
  background: #e74c4c;
  margin-bottom: var(--space-5);
}
.about-col p {
  font-size: var(--text-base);
  line-height: var(--line-relaxed);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}

/* Products page - card layout with icons */
/* Scroll-triggered slide-in animations for product intro sections */
.product-intro-section .slide-in-left,
.product-intro-section .slide-in-right {
  opacity: 0;
  transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}
.product-intro-section .slide-in-left {
  transform: translateX(-50px);
}
.product-intro-section .slide-in-right {
  transform: translateX(50px);
}
.product-intro-section.in-view .slide-in-left,
.product-intro-section.in-view .slide-in-right {
  opacity: 1;
  transform: translateX(0);
}
@media (prefers-reduced-motion: reduce) {
  .product-intro-section .slide-in-left,
  .product-intro-section .slide-in-right {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

/* Health section intro - image left, description + buttons right */
.health-section-intro {
  display: flex;
  align-items: center;
  gap: var(--space-10);
  padding: var(--space-10) 0;
  margin-bottom: var(--space-8);
  flex-wrap: wrap;
}
.health-intro-image-col {
  flex: 1 1 42%;
  min-width: 280px;
}
.health-intro-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.health-intro-image {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}
.health-intro-image-gradient {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(to right, rgba(255,255,255,0) 0%, rgba(248,250,252,0.4) 50%, rgba(255,255,255,0.95) 100%);
}
.health-intro-text-col {
  flex: 1 1 50%;
  min-width: 280px;
}
.health-intro-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.health-intro-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: var(--space-4) 0 var(--space-6);
  max-width: 520px;
}
.health-cover-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.btn-health-cover {
  display: inline-block;
  padding: var(--space-3) var(--space-5);
  background: #d4a017;
  color: #1a1a1a !important;
  font-weight: var(--font-semibold);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
  text-decoration: none !important;
  border: none;
  box-shadow: 0 2px 8px rgba(212, 160, 23, 0.35);
  transition: all var(--transition-base);
}
.btn-health-cover:hover,
.btn-health-cover:focus {
  background: #b8860b;
  color: #fff !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(212, 160, 23, 0.45);
}
.btn-health-cover-disabled {
  background: #e5e7eb !important;
  color: #9ca3af !important;
  cursor: not-allowed;
  opacity: 0.7;
}
.btn-health-cover-disabled:hover {
  transform: none;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}
@media (max-width: 991px) {
  .health-section-intro {
    flex-direction: column;
    padding: var(--space-6) 0;
  }
  .health-intro-desc {
    max-width: none;
  }
}

/* Motor section intro - description left, image right, red buttons */
.motor-section-intro {
  display: flex;
  align-items: center;
  gap: var(--space-10);
  padding: var(--space-10) 0;
  margin-bottom: var(--space-8);
  flex-wrap: wrap;
}
.motor-intro-text-col {
  flex: 1 1 50%;
  min-width: 280px;
  order: 1;
}
.motor-intro-image-col {
  flex: 1 1 42%;
  min-width: 280px;
  order: 2;
}
.motor-intro-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.motor-intro-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: var(--space-4) 0 var(--space-6);
  max-width: 520px;
}
.motor-cover-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.btn-motor-cover {
  display: inline-block;
  padding: var(--space-3) var(--space-5);
  background: #e74c4c;
  color: #fff !important;
  font-weight: var(--font-semibold);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
  text-decoration: none !important;
  border: none;
  box-shadow: 0 2px 8px rgba(231, 76, 76, 0.35);
  transition: all var(--transition-base);
}
.btn-motor-cover:hover,
.btn-motor-cover:focus {
  background: #c0392b;
  color: #fff !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(231, 76, 76, 0.45);
}
.motor-intro-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.motor-intro-image {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}
.motor-intro-image-gradient {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(to left, rgba(255,255,255,0) 0%, rgba(248,250,252,0.4) 50%, rgba(255,255,255,0.95) 100%);
}
@media (max-width: 991px) {
  .motor-section-intro {
    flex-direction: column;
    padding: var(--space-6) 0;
  }
  .motor-intro-text-col {
    order: 1;
  }
  .motor-intro-image-col {
    order: 2;
  }
  .motor-intro-desc {
    max-width: none;
  }
}

/* General section intro - image left, description right, mustard yellow buttons, gradient blend */
.general-section-intro {
  display: flex;
  align-items: center;
  gap: var(--space-10);
  padding: var(--space-10) 0;
  margin-bottom: var(--space-8);
  flex-wrap: wrap;
}
.general-intro-image-col {
  flex: 1 1 42%;
  min-width: 280px;
}
.general-intro-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.general-intro-image {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}
.general-intro-image-gradient {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(to right, rgba(255,255,255,0) 0%, rgba(248,250,252,0.4) 50%, rgba(255,255,255,0.95) 100%);
}
.general-intro-text-col {
  flex: 1 1 50%;
  min-width: 280px;
}
.general-intro-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.general-intro-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: var(--space-4) 0 var(--space-6);
  max-width: 520px;
}
.general-cover-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.btn-general-cover {
  display: inline-block;
  padding: var(--space-3) var(--space-5);
  background: #d4a017;
  color: #1a1a1a !important;
  font-weight: var(--font-semibold);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
  text-decoration: none !important;
  border: none;
  box-shadow: 0 2px 8px rgba(212, 160, 23, 0.35);
  transition: all var(--transition-base);
}
.btn-general-cover:hover,
.btn-general-cover:focus {
  background: #b8860b;
  color: #fff !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(212, 160, 23, 0.45);
}
@media (max-width: 991px) {
  .general-section-intro {
    flex-direction: column;
    padding: var(--space-6) 0;
  }
  .general-intro-desc {
    max-width: none;
  }
}

/* Life Assurance section intro - description left, image right, red buttons, gradient blend */
.life-section-intro {
  display: flex;
  align-items: center;
  gap: var(--space-10);
  padding: var(--space-10) 0;
  margin-bottom: var(--space-8);
  flex-wrap: wrap;
}
.life-intro-text-col {
  flex: 1 1 50%;
  min-width: 280px;
  order: 1;
}
.life-intro-image-col {
  flex: 1 1 42%;
  min-width: 280px;
  order: 2;
}
.life-intro-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.life-intro-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: var(--space-4) 0 var(--space-6);
  max-width: 520px;
}
.life-cover-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.btn-life-cover {
  display: inline-block;
  padding: var(--space-3) var(--space-5);
  background: #e74c4c;
  color: #fff !important;
  font-weight: var(--font-semibold);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
  text-decoration: none !important;
  border: none;
  box-shadow: 0 2px 8px rgba(231, 76, 76, 0.35);
  transition: all var(--transition-base);
}
.btn-life-cover:hover,
.btn-life-cover:focus {
  background: #c0392b;
  color: #fff !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(231, 76, 76, 0.45);
}
.life-intro-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.life-intro-image {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}
.life-intro-image-gradient {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(to left, rgba(255,255,255,0) 0%, rgba(248,250,252,0.4) 50%, rgba(255,255,255,0.95) 100%);
}
@media (max-width: 991px) {
  .life-section-intro {
    flex-direction: column;
    padding: var(--space-6) 0;
  }
  .life-intro-text-col {
    order: 1;
  }
  .life-intro-image-col {
    order: 2;
  }
  .life-intro-desc {
    max-width: none;
  }
}

.products-cards-grid {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-12);
}
.products-category-title {
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-6);
  padding-bottom: var(--space-2);
  border-bottom: 2px solid #d4a017;
}
.products-cards-row {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: var(--space-6);
}
.product-card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: var(--space-8) var(--space-4) var(--space-4);
  padding-top: calc(var(--space-6) + 100px);
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  text-decoration: none;
  color: var(--color-text);
  transition: all var(--transition-base);
  border: 2px solid transparent;
}
.product-card:hover,
.product-card:focus {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: #e74c4c;
  color: var(--color-primary);
}
.product-card-image-wrap {
  position: absolute;
  top: -24px;
  left: 50%;
  transform: translateX(-50%);
  width: 75%;
  max-width: 140px;
  background: #ffffff !important;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  border: 1px solid rgba(0,0,0,0.06);
  transition: all var(--transition-base);
}
.product-card-image-wrap .product-card-icon {
  background: #ffffff !important;
}
.product-card:hover .product-card-image-wrap,
.product-card:focus .product-card-image-wrap {
  box-shadow: 0 12px 28px rgba(0,0,0,0.15);
}
.product-card-image {
  width: 100%;
  height: 120px;
  object-fit: cover;
  display: block;
  vertical-align: middle;
}
.product-card:hover .product-card-icon,
.product-card:focus .product-card-icon {
  background: #e74c4c;
  color: white;
}
.product-card-icon {
  width: 64px;
  height: 80px;
  border-radius: var(--radius-md);
  background: #fce4ec;
  color: #e74c4c;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  transition: all var(--transition-base);
}
.product-card-title {
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  line-height: var(--line-tight);
  margin-top: var(--space-2);
}
.product-card.current {
  border-color: #e74c4c;
  background: #fce4ec;
}
.product-card.current .product-card-icon {
  background: #e74c4c;
  color: white;
}
.product-card.current .product-card-title {
  color: var(--color-primary);
}
.product-card.has-image .product-card-image-wrap {
  max-width: 160px;
}
.product-card.has-image .product-card-image {
  height: 140px;
}
.product-card-coming-soon {
  cursor: not-allowed;
  position: relative;
}
.product-card-coming-soon-badge {
  display: inline-block;
  margin-top: 6px;
  background: #f59e0b;
  color: #fff;
  font-size: 0.68rem;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: 20px;
  letter-spacing: 0.03em;
}
/* Under Development category */
.products-category-under-dev .products-cards-row {
  opacity: 0.5;
  pointer-events: none;
  filter: grayscale(60%);
}
.products-under-dev-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-left: 10px;
  background: transparent;
  color: #9ca3af;
  font-size: 0.72rem;
  font-weight: 400;
  font-style: italic;
  padding: 0;
  border-radius: 0;
  letter-spacing: 0.02em;
  vertical-align: middle;
  text-transform: none;
}
@media (max-width: 480px) {
  .products-cards-row {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-3);
  }
  .product-card {
    padding: var(--space-6) var(--space-3) var(--space-3);
    padding-top: calc(var(--space-4) + 90px);
  }
  .product-card-image-wrap {
    max-width: 110px;
    top: -16px;
  }
  .product-card-image {
    height: 90px;
  }
  .product-card.has-image .product-card-image {
    height: 100px;
  }
  .product-card-icon {
    width: 56px;
    height: 70px;
    font-size: 1.2rem;
  }
}

.footer-section {
  padding: var(--space-8) var(--space-6);
  background: var(--color-primary);
  color: white;
  margin-top: 0;
}
.footer-section a {
  color: #d4a017;
}
.footer-section p {
  margin-bottom: var(--space-2);
}

/* ============================================
   REQUEST PAGE (Quote completion) - Side-by-side layout
   ============================================ */
.request-page-stepper-wrap {
  padding: var(--space-4) 8% 0;
  background: var(--color-surface);
}
.request-details-split {
  display: flex;
  flex-wrap: wrap;
  margin: 0 8%;
  min-height: auto;
}
.request-details-form-col {
  flex: 1 1 55%;
  min-width: 260px;
  padding: var(--space-5) var(--space-5);
  background: var(--color-bg);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.request-form-inner {
  max-width: 480px;
  margin: 0 auto;
  width: 100%;
}
.request-details-split .search-section {
  background: rgba(255, 255, 255, 0.45);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-radius: 16px;
  padding: var(--space-4);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08), inset 0 1px 0 rgba(255, 255, 255, 0.6);
  border: 1px solid rgba(255, 255, 255, 0.5);
}
.request-details-split .search-section .tab-content {
  background: rgba(255, 255, 255, 0.3) !important;
  border-radius: 12px;
  backdrop-filter: blur(8px);
}
.request-details-split .search-section .nav-tabs > li > a {
  padding: var(--space-2) var(--space-3);
  font-size: var(--text-sm);
}
.request-details-split .search-section .form-control {
  padding: var(--space-2) var(--space-3);
  font-size: var(--text-sm);
}
.request-details-split .search-section label {
  font-size: var(--text-xs);
  margin-bottom: var(--space-1);
}
.request-details-split .search-section .input-group-addon {
  padding: var(--space-2) var(--space-3) !important;
}
/* Wider inputs in personal details form */
.request-details-split .search-section .col-md-7,
.request-details-split .search-section .col-sm-7 {
  width: 100% !important;
  max-width: 100% !important;
}
.request-details-split .search-section .col-md-5,
.request-details-split .search-section .col-sm-5 {
  display: none;
}
.request-details-split .search-section .search-col-padding {
  padding-left: 0;
  padding-right: 0;
}
.request-form-title {
  font-size: clamp(1.25rem, 3vw, 1.5rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  margin-bottom: var(--space-2);
}
.request-form-title .hero-accent {
  color: #d4a017;
}
.request-form-sub {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
.request-details-image-col {
  flex: 1 1 45%;
  min-width: 220px;
  position: relative;
  min-height: 320px;
  background: #1a1a1a;
}
.request-details-image-bg {
  position: absolute;
  inset: 0;
  background: url('../images/imgs/here-for-you.png?v=2') center center / cover no-repeat;
}
.family-cover-image-col .family-cover-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.family-cover-split {
  padding-top: var(--space-6);
  padding-bottom: var(--space-6);
}
@media (max-width: 991px) {
  .request-page-stepper-wrap {
    padding: var(--space-4) var(--space-6) 0;
  }
  .request-details-split {
    margin: 0 var(--space-6);
    width: auto;
    max-width: none;
    flex-direction: column;
    min-height: auto;
  }
  .request-details-form-col {
    padding: var(--space-4) var(--space-4);
  }
  .request-details-image-col {
    min-height: 220px;
  }
}
.request-page-hero {
  padding: var(--space-12) var(--space-6);
  background: var(--color-bg);
  text-align: center;
}
.request-page-hero h1 {
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  margin-bottom: var(--space-3);
}
.request-page-hero h1 .hero-accent {
  color: #d4a017;
}
.request-page-sub {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 560px;
  margin: 0 auto;
}
.request-form-section {
  padding: var(--space-8) var(--space-6) var(--space-16);
  background: var(--color-surface);
}
.request-form-box {
  max-width: 720px;
  margin-left: auto !important;
  margin-right: auto !important;
  float: none !important;
}
@media (max-width: 991px) {
  .request-form-section .col-md-8.col-md-offset-2 {
    margin-left: 0 !important;
    margin-right: 0 !important;
    width: 100% !important;
  }
}
/* Request page - homepage colors for tabs & forms */
.request-form-section .search-section .nav-tabs > li.active > a,
.request-form-section .search-section .nav-tabs > li.active > a:focus,
.request-form-section .search-section .nav-tabs > li.active > a:hover {
  background: #e74c4c !important;
  border-color: #e74c4c !important;
}
.request-form-section .search-section .nav-tabs > li > a:hover {
  border-color: #e74c4c;
  color: #e74c4c !important;
}
.request-form-section .search-section .form-control:focus {
  border-color: #e74c4c !important;
  box-shadow: 0 0 0 3px rgba(231, 76, 76, 0.2) !important;
}
.request-form-section .input-group-addon {
  background: #fce4ec !important;
  border: 1px solid var(--color-border) !important;
  border-left: none !important;
  color: #e74c4c !important;
  border-radius: 0 var(--radius-md) var(--radius-md) 0 !important;
  padding: var(--space-3) var(--space-4);
}
.request-form-section .input-group .form-control:first-child {
  border-right: none !important;
  border-radius: var(--radius-md) 0 0 var(--radius-md) !important;
}
.request-form-section .input-group:focus-within .input-group-addon {
  border-color: #e74c4c !important;
  background: #fce4ec !important;
}
.request-form-section .btn-success {
  background: #e74c4c !important;
  border-color: #e74c4c !important;
}
.request-form-section .btn-success:hover {
  background: #d63d3d !important;
  border-color: #d63d3d !important;
}
.request-form-section .btn-family-show-quote {
  background: #e74c4c !important;
  border-color: #e74c4c !important;
  color: #fff !important;
}
.request-form-section .btn-family-show-quote:hover {
  background: #f0a500 !important;
  border-color: #f0a500 !important;
  color: #fff !important;
}
.request-form-section .search-section label {
  text-transform: none;
  font-size: var(--text-sm);
  letter-spacing: 0;
}
.request-form-section input[type="checkbox"] {
  width: 1.25rem;
  height: 1.25rem;
  accent-color: #e74c4c;
  cursor: pointer;
}
.request-form-section .form-response-message,
.request-form-section .form-success-message {
  color: var(--color-text);
  margin-top: var(--space-3);
}
.request-form-section .form-success-message {
  color: #0d9488;
  font-weight: var(--font-medium);
}

/* ============================================
   SUCCESS PAGE (Quote request confirmation)
   ============================================ */
.success-page-section {
  padding: var(--space-16) var(--space-6) 6rem var(--space-6);
  background: var(--color-surface);
  min-height: 50vh;
}
.success-page-card {
  max-width: 560px;
  margin: 0 auto;
  padding: var(--space-12);
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  text-align: center;
}
.success-icon-wrap {
  width: 80px;
  height: 80px;
  margin: 0 auto var(--space-6);
  background: linear-gradient(135deg, #0d9488 0%, #0f766e 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.success-icon-wrap i {
  font-size: 2.5rem;
  color: #fff;
}
.success-title {
  font-size: var(--text-2xl);
  font-weight: var(--font-bold);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}
.success-message {
  font-size: var(--text-lg);
  color: var(--color-text);
  margin-bottom: var(--space-3);
  line-height: var(--line-relaxed);
}
.success-next {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  margin-bottom: var(--space-8);
}
.success-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  justify-content: center;
}
.success-btn {
  background: #e74c4c !important;
  border-color: #e74c4c !important;
  color: #fff !important;
  padding: var(--space-3) var(--space-6);
  font-weight: var(--font-medium);
  border-radius: var(--radius-md);
}
.success-btn:hover {
  background: #d63d3d !important;
  border-color: #d63d3d !important;
  color: #fff !important;
}
.success-btn-outline {
  background: transparent !important;
  border: 2px solid var(--color-primary);
  color: var(--color-primary) !important;
  padding: var(--space-3) var(--space-6);
  font-weight: var(--font-medium);
  border-radius: var(--radius-md);
}
.success-btn-outline:hover {
  background: var(--color-primary) !important;
  color: #fff !important;
  border-color: var(--color-primary);
}

/* ============================================
   MOTOR PRIVATE - Cover & Payment Plan Selection
   ============================================ */
/* Motor plan section: hidden until payment selected */
.motor-plan-section.motor-plan-pending {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: none;
}
.motor-plan-section.motor-plan-visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  animation: motor-plan-fly-in 0.5s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
@keyframes motor-plan-fly-in {
  from {
    opacity: 0;
    transform: translateX(60px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}
/* Cover cards exit: Third Party -> left, Comprehensive -> right */
.cover-card-exit-left {
  animation: motor-cover-exit-left 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}
.cover-card-exit-right {
  animation: motor-cover-exit-right 0.4s cubic-bezier(0.4, 0, 1, 1) forwards;
}
@keyframes motor-cover-exit-left {
  to {
    opacity: 0;
    transform: translateX(-120%);
  }
}
@keyframes motor-cover-exit-right {
  to {
    opacity: 0;
    transform: translateX(120%);
  }
}
/* Payment cards enter: from top (Third Party) or from left/right (Comprehensive) */
.motor-payment-enter-from-top {
  animation: motor-payment-enter-top 0.45s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.motor-payment-enter-from-left {
  animation: motor-payment-enter-left 0.45s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.motor-payment-enter-from-right {
  animation: motor-payment-enter-right 0.45s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
@keyframes motor-payment-enter-top {
  from {
    opacity: 0;
    transform: translateY(-60px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
@keyframes motor-payment-enter-left {
  from {
    opacity: 0;
    transform: translateX(-80px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}
@keyframes motor-payment-enter-right {
  from {
    opacity: 0;
    transform: translateX(80px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}
/* Payment cards exit before plan appears */
.motor-payment-exit {
  animation: motor-payment-exit 0.35s cubic-bezier(0.4, 0, 1, 1) forwards;
}
@keyframes motor-payment-exit {
  to {
    opacity: 0;
    transform: translateY(-20px) scale(0.97);
  }
}
.motor-back-btn {
  background: #d4a017;
  border: 1px solid #b8860b;
  color: #000;
  padding: var(--space-2) var(--space-3);
  margin-top: var(--space-6);
  font-size: var(--text-sm);
  font-weight: var(--font-medium);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-base);
}
.motor-back-btn:hover {
  background: #c4940b;
  border-color: #9a7209;
  color: #000;
}
.motor-back-btn .fa {
  margin-right: var(--space-2);
}

.motor-step {
  overflow: hidden;
}
.motor-step-cover .cover-options-row {
  overflow: hidden;
}
.quote-option-title {
  color: #e74c4c;
  margin-bottom: var(--space-3);
}
.cover-options-row {
  margin-bottom: var(--space-4);
}
.cover-pay-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  background: var(--color-bg);
  cursor: pointer;
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
  position: relative;
  min-height: 180px;
}
.cover-pay-card:hover {
  border-color: #e74c4c;
  box-shadow: var(--shadow-md);
}
.cover-pay-radio {
  margin-bottom: var(--space-2);
  color: var(--color-text-muted);
}
.cover-pay-radio .fa-circle-o {
  font-size: 1.25rem;
}
.cover-pay-card .cover-pay-radio .fa-circle-o {
  transition: opacity var(--transition-base);
}
.cover-pay-card.selected .cover-pay-radio .fa-circle-o {
  display: none;
}
.cover-pay-card.selected .cover-pay-radio::before {
  content: "\f192";
  font-family: FontAwesome;
  color: #d4a017;
  font-size: 1.25rem;
}
.cover-pay-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: var(--space-2) 0 var(--space-4);
  line-height: var(--line-relaxed);
}
.cover-pay-btn-wrap {
  margin-top: auto;
}
.cover-pay-btn {
  width: 100%;
  padding: var(--space-3);
  border: 2px solid var(--color-border);
  background: var(--color-bg);
  color: var(--color-text);
  font-weight: var(--font-medium);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.cover-pay-btn:hover {
  border-color: #e74c4c;
  color: #e74c4c;
}
.cover-pay-btn.selected {
  background: #d4a017;
  border-color: #d4a017;
  color: #fff;
}
.payment-card.preferred {
  border-color: #e74c4c;
}
.preferred-badge {
  position: absolute;
  top: var(--space-2);
  right: var(--space-2);
  background: #e74c4c;
  color: #fff;
  font-size: var(--text-xs);
  padding: 2px 8px;
  border-radius: var(--radius-sm);
  font-weight: var(--font-medium);
}
.hidden-benefits {
  display: none !important;
}

/* ============================================
   HOW IT WORKS / ABOUT SECTION
   ============================================ */
#how-it-work .work-row {
  background: #fff !important;
  padding: var(--space-16) 0 !important;
  border: none !important;
}

/* Analytics Component */
.analytics-section {
  margin-bottom: var(--space-16);
}
.analytics-title {
  font-family: var(--font-sans);
  font-style: normal;
  text-align: center;
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  font-weight: 700;
  color: #000000;
  margin: 0 0 clamp(2rem, 4vw, 3rem);
  line-height: 1.2;
}
.analytics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6);
  max-width: 1000px;
  margin: 0 auto;
}
.analytics-card {
  background: transparent;
  padding: var(--space-6) var(--space-4);
  border-radius: var(--radius-lg);
  border: none;
  text-align: center;
  box-shadow: none;
  transition: transform var(--transition-base);
}
.analytics-card:hover {
  transform: translateY(-4px);
}
.analytics-card-icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 208px;
  margin-bottom: var(--space-3);
}
.analytics-card-img {
  display: block;
  margin: 0 auto;
  width: 144px;
  height: 144px;
  max-width: 100%;
  object-fit: contain;
}
.analytics-card-img--happy-customers {
  width: 208px;
  height: 208px;
}
.analytics-value {
  display: block;
  font-size: var(--text-2xl);
  font-weight: var(--font-bold);
  color: #d4a017;
  margin-bottom: var(--space-2);
}
.analytics-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

/* Testimonials Section (CEMES brand) */
.testimonials-section {
  margin-top: var(--space-12);
}
.testimonials-title {
  font-family: var(--font-sans);
  font-style: normal;
  text-align: center;
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  font-weight: 700;
  color: #000000;
  margin: 0 0 clamp(2rem, 4vw, 3rem);
  line-height: 1.2;
}
.testimonials-grid {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  align-items: stretch;
  gap: var(--space-6);
  max-width: min(96vw, 1200px);
  margin: 0 auto;
}
.testimonial-card {
  flex: 1 1 0;
  min-width: 0;
  margin: 0;
  padding: 0;
  background: #ffffff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 12px 40px rgba(10, 39, 68, 0.14);
  border: none;
}
@media (max-width: 991px) {
  .testimonials-grid {
    flex-direction: column;
    gap: var(--space-8);
  }
  .testimonial-card {
    flex: none;
    width: 100%;
  }
}
.testimonial-panel {
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: left;
  padding: clamp(1.5rem, 4vw, 2.25rem);
  background: #e8e8ea;
  color: var(--color-text);
}
.testimonial-mark {
  display: block;
  font-family: Georgia, 'Times New Roman', serif;
  font-size: clamp(3rem, 8vw, 4.25rem);
  line-height: 0.85;
  color: #d4a017;
  margin-bottom: 0.35rem;
  font-weight: var(--font-bold);
}
.testimonial-body {
  margin: 0 0 var(--space-4);
  padding: 0;
  border: none;
}
.testimonial-body p {
  margin: 0;
  font-size: var(--text-base);
  font-weight: var(--font-regular);
  line-height: var(--line-relaxed);
  color: var(--color-text);
}
.testimonial-attribution {
  margin: 0;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: var(--line-normal);
}
/* Claims Process Section (homepage) */
.claims-section {
  margin-top: var(--space-16);
  padding-top: var(--space-12);
  border-top: 1px solid var(--color-border);
}
.claims-section-header {
  margin-bottom: var(--space-6);
}
.claims-section .section-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #d4a017;
  background: #fff3cc;
  border-radius: 30px;
  padding: 4px 14px;
  margin-bottom: 10px;
}
.claims-section .section-title {
  font-size: var(--text-2xl);
  font-weight: var(--font-bold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.claims-section .section-sub {
  color: var(--color-text-muted);
  font-size: var(--text-base);
  margin: 0;
}
.claims-steps {
  display: flex;
  gap: var(--space-6);
  flex-wrap: wrap;
  margin-top: var(--space-8);
  max-width: 1000px;
  margin-left: auto;
  margin-right: auto;
}
.claim-step {
  flex: 1;
  min-width: 180px;
  text-align: center;
  padding: var(--space-6) var(--space-4);
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
  transition: transform var(--transition-base);
}
.claim-step:hover {
  transform: translateY(-4px);
}
.step-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #e74c4c;
  color: #fff;
  font-size: 1.1rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-4);
}
.claim-step h5 {
  font-size: var(--text-base);
  font-weight: var(--font-semibold);
  color: var(--color-primary);
  margin: 0 0 var(--space-2);
}
.claim-step p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin: 0;
  line-height: var(--line-relaxed);
}
.claims-section-cta {
  margin-top: var(--space-8);
}
.btn-primary-cemes {
  background: #e74c4c;
  color: #fff !important;
  border: none;
  border-radius: var(--radius-md);
  padding: 12px 28px;
  font-weight: 600;
  font-size: var(--text-base);
  letter-spacing: 0.3px;
  cursor: pointer;
  transition: background var(--transition-base), transform var(--transition-base), box-shadow var(--transition-base);
  display: inline-block;
}
.btn-primary-cemes:hover {
  background: #c0392b;
  color: #fff !important;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(231, 76, 76, 0.3);
}

/* Claims Process — staggered float-in + Make a Claim scales from dot (homepage JS) */
.js-home-animations-ready:not(.js-home-animations-reduced) .claims-section:not(.claims-section--inview) .claim-step {
  opacity: 0;
  transform: translate3d(0, 52px, 0);
  transition: none;
}
.js-home-animations-ready:not(.js-home-animations-reduced) .claims-section:not(.claims-section--inview) .claims-cta-btn {
  opacity: 0;
  transform: scale(0.06);
  transform-origin: center center;
  transition: none;
}
.claims-section--inview .claim-step {
  opacity: 1;
  transform: translate3d(0, 0, 0);
  transition: opacity 0.78s cubic-bezier(0.22, 1, 0.36, 1), transform 0.95s cubic-bezier(0.2, 0.88, 0.36, 1);
}
.claims-section--inview .claim-step:nth-child(1) {
  transition-delay: 0s;
}
.claims-section--inview .claim-step:nth-child(2) {
  transition-delay: 0.2s;
}
.claims-section--inview .claim-step:nth-child(3) {
  transition-delay: 0.4s;
}
.claims-section--inview .claim-step:nth-child(4) {
  transition-delay: 0.58s;
}
.claims-section--inview .claims-cta-btn {
  opacity: 1;
  transform: scale(1);
  transition: opacity 0.65s ease, transform 1s cubic-bezier(0.34, 1.56, 0.64, 1);
  transition-delay: 1.05s;
}
.claims-section--inview .claim-step:hover {
  transform: translate3d(0, -4px, 0);
}
.claims-section--inview .claims-cta-btn:hover {
  transform: scale(1) translate3d(0, -2px, 0);
  background: #c0392b;
  color: #fff !important;
  box-shadow: 0 6px 18px rgba(231, 76, 76, 0.35);
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}
@media (max-width: 767px) {
  .claims-steps {
    gap: var(--space-4);
  }
  .claim-step {
    min-width: calc(50% - var(--space-2));
  }
}
@media (max-width: 480px) {
  .claim-step {
    min-width: 100%;
  }
}

@media (max-width: 992px) {
  .analytics-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 576px) {
  .analytics-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================
   FOOTER
   ============================================ */
.main-footer-sub {
  background: white !important;
  padding: var(--space-6) 0 !important;
}
.main-footer-sub label {
  color: var(--color-primary) !important;
  font-weight: var(--font-medium);
}
.main-footer-sub .form-control {
  background: var(--color-surface) !important;
  border: 1px solid var(--color-border);
  color: var(--color-text) !important;
  border-radius: var(--radius-md);
}
.main-footer-sub .form-control::placeholder {
  color: var(--color-text-light);
}
.main-footer-sub button[type="submit"] {
  background: var(--color-accent) !important;
  color: white !important;
  border: none;
  padding: var(--space-3) var(--space-5);
  border-radius: var(--radius-md);
  font-weight: var(--font-semibold);
  transition: all var(--transition-base);
}
.main-footer-sub button[type="submit"]:hover {
  background: var(--color-accent-hover) !important;
}
.social-media ul li a {
  transition: opacity var(--transition-fast);
}
.social-media ul li a:hover,
.social-media ul li a:focus {
  opacity: 0.8;
}

/* Footer - matches navbar background (#dcddde) */
.footer-wave-section {
  position: relative;
  overflow: hidden;
}
.footer-wave-wrap {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 120px;
  pointer-events: none;
}
.footer-wave {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
}
.footer-wave-back,
.footer-wave-back path {
  fill: #dcddde;
}
.footer-wave-front,
.footer-wave-front path {
  fill: #dcddde;
}
.footer-main {
  position: relative;
  z-index: 1;
  background: #dcddde !important;
  color: var(--color-text);
  padding: 80px 0 32px;
  margin-top: -1px;
}
.footer-main h4 {
  color: var(--color-primary) !important;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 1.1rem;
  letter-spacing: 0.5px;
}
.footer-main p,
.footer-main li {
  font-size: 0.85rem;
  line-height: 1.7;
}
.footer-main ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.footer-main ul li {
  margin-bottom: 0.4rem;
}
.footer-main a {
  color: var(--color-primary);
}
.footer-main a:hover {
  color: #e74c4c !important;
  text-decoration: underline;
}
.footer-main .footer-col p i {
  color: var(--color-primary) !important;
  margin-right: 6px;
}
.social-link-footer {
  background: #e74c4c !important;
  color: #fff !important;
}
.social-link-footer:hover {
  background: #c0392b !important;
  color: #fff !important;
  text-decoration: none;
}
.footer-col {
  margin-bottom: 2rem;
}

/* Footer interactive map */
.footer-map-col {
  margin-top: 0.5rem;
}
.footer-map-wrapper {
  border-radius: 10px;
  overflow: hidden;
  border: 2px solid rgba(10, 39, 68, 0.15);
  margin-bottom: 0.75rem;
  background: #e8e8e8;
  min-height: 200px;
}
.footer-map {
  display: block;
  width: 100%;
  height: 200px;
  min-height: 200px;
  border: 0;
}
.footer-map-col .footer-map-address {
  font-size: 0.8rem;
  margin-bottom: 0;
}

.footer-ira {
  margin-top: 1rem;
  display: flex;
  align-items: center;
  gap: 8px;
}
.footer-ira img {
  height: 36px;
}
.footer-ira span {
  font-size: 0.78rem;
  color: var(--color-text-muted);
}
.social-links {
  display: flex;
  gap: 0.6rem;
  margin-top: 0.7rem;
}
.social-link {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  color: #fff !important;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  transition: background 0.2s, color 0.2s;
}
.social-link-red {
  background: #e74c4c !important;
}
.social-link-red:hover {
  background: #c0392b !important;
  color: #fff !important;
  text-decoration: none;
}
.social-link-grey {
  background: rgba(10, 39, 68, 0.1) !important;
  color: var(--color-primary) !important;
}
.social-link-grey:hover {
  background: #e74c4c !important;
  color: #fff !important;
  text-decoration: none;
}
.newsletter-form {
  display: flex;
  gap: 0.5rem;
  margin-top: 0.5rem;
}
.newsletter-form input {
  flex: 1;
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  color: var(--color-text);
  padding: 9px 14px;
  font-size: 0.85rem;
}
.newsletter-form input::placeholder {
  color: var(--color-text-muted);
}
.newsletter-form button {
  background: var(--color-primary);
  border: none;
  color: #fff;
  border-radius: 8px;
  padding: 9px 18px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s;
}
.newsletter-form button:hover {
  background: #e74c4c;
}
.footer-links {
  margin-top: 1.2rem;
}
.footer-links a {
  font-size: 0.82rem;
  margin-right: 12px;
}
.footer-main .footer-links a {
  color: var(--color-primary);
}
.footer-main .footer-links a:hover {
  color: #e74c4c !important;
}

/* Footer bottom bar - matches navbar (#dcddde) */
.footer-bottom {
  background: #dcddde !important;
  color: var(--color-text-muted);
  padding: 14px 0;
  font-size: 0.8rem;
}
.footer-bottom a {
  color: var(--color-primary);
  margin: 0 8px;
}
.footer-bottom a:hover {
  color: #e74c4c !important;
}
.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}

/* Tiny lock icon - 4 clicks opens admin login */
.footer-lock-icon {
  background: none;
  border: none;
  padding: 0;
  margin: 0;
  cursor: pointer;
  font-size: 8px;
  color: var(--color-text-muted);
  opacity: 0.35;
  line-height: 1;
  transition: opacity 0.2s;
}
.footer-lock-icon:hover {
  opacity: 0.6;
}

/* Legacy main-footer (for other pages) */
.main-footer {
  background: white !important;
  padding: var(--space-12) 0 !important;
}
.main-footer h3, .main-footer h4 {
  font-weight: var(--font-bold);
  color: #e74c4c !important;
  margin-bottom: var(--space-4);
  font-size: var(--text-lg);
}
.main-footer .about-box a {
  color: #e74c4c !important;
  border: 2px solid #e74c4c !important;
}
.main-footer .about-box a:hover {
  background: #e74c4c !important;
  color: white !important;
}
.main-footer .about-box p,
.main-footer .contact-box p,
.main-footer .links ul li a {
  color: var(--color-text-muted) !important;
  transition: color var(--transition-fast);
}
.main-footer .links ul li a:hover {
  color: #e74c4c !important;
}
.main-footer .contact-box p i {
  border-color: #e74c4c !important;
  color: #e74c4c !important;
}
.main-footer-sub .social-media li a {
  background: #e74c4c !important;
}
.main-footer-sub .social-media li a:hover {
  background: #c0392b !important;
}
.main-footer-nav {
  background: var(--color-surface) !important;
  padding: var(--space-4) 0 !important;
  border-top: 1px solid var(--color-border);
}
.main-footer-nav p,
.main-footer-nav ul li a {
  color: var(--color-text-muted) !important;
  font-size: var(--text-sm);
}

/* Go up button */
.go-up a {
  background: var(--color-accent) !important;
  color: white !important;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition-base);
}
.go-up a:hover,
.go-up a:focus {
  background: var(--color-accent-hover) !important;
  transform: translateY(-2px);
}

/* ============================================
   MODALS - Theme: Deep Navy, Teal Accent
   ============================================ */
.modal-backdrop {
  background: var(--color-primary-dark);
}
.modal-backdrop.show {
  opacity: 0.6;
}
/* Claim modal CTA */
.claim-modal-cta {
  background: #fff3cc;
  border-left: 4px solid #e74c4c;
  border-radius: var(--radius-md);
  padding: var(--space-4);
  margin-bottom: var(--space-6);
}
.claim-modal-cta p {
  margin: 0;
  font-size: var(--text-sm);
  color: var(--color-text);
  line-height: var(--line-relaxed);
}
.claim-modal-cta a {
  color: #e74c4c;
  font-weight: var(--font-semibold);
}
.claim-modal-cta a:hover {
  text-decoration: underline;
}

.modal-header {
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-4);
}
.modal-title {
  font-weight: var(--font-semibold);
  color: var(--color-primary);
}
.modal-content {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
}
.modal-dialog {
  margin: var(--space-6) auto;
}
.btn-primary {
  background: var(--color-accent) !important;
  border-color: var(--color-accent) !important;
}
.btn-primary:hover {
  background: var(--color-accent-hover) !important;
  border-color: var(--color-accent-hover) !important;
}

/* ============================================
   RESPONSIVE - Mobile First
   ============================================ */
@media (max-width: 992px) {
  .hero-inner {
    flex-direction: column;
  }
  .hero-right {
    justify-content: center;
    width: 100%;
  }
  .hero-image-wrapper {
    width: 55vw;
    height: 35vh;
    max-width: 400px;
    max-height: 420px;
  }
  .hero-right:has(.hero-image-motor.hero-img-visible) {
    flex: 1 1 100%;
  }
  .hero-right:has(.hero-image-motor.hero-img-visible) .hero-image-wrapper {
    width: 85vw;
    height: 40vh;
    max-width: 580px;
    max-height: 480px;
  }
  .hero-image {
    width: 100%;
    max-width: 400px;
    height: 35vh;
  }
  .hero-content {
    text-align: center;
  }
  .insurance-wheel-wrapper {
    margin-left: auto;
    margin-right: auto;
  }
}

@media (max-width: 768px) {
  .landing-hero {
    padding: var(--space-2) var(--space-4) !important;
  }
  /* Hide lady image on mobile — not enough space */
  .hero-lady-col {
    display: none !important;
  }
  .hero-content-col {
    padding: var(--space-2) var(--space-4);
  }
  .hero-image-wrapper {
    width: 70vw;
    height: 35vh;
    max-width: 320px;
    max-height: 360px;
  }
  .hero-right:has(.hero-image-motor.hero-img-visible) .hero-image-wrapper {
    width: 95vw;
    height: 40vh;
    max-width: 440px;
    max-height: 420px;
  }
  .hero-image {
    height: 35vh;
    max-width: 100%;
  }
  .quote-modal-content .modal-body {
    max-height: 65vh;
    padding: var(--space-4);
  }
  .full-width-search { padding: var(--space-8) var(--space-4) !important; }
  .search-section .nav-tabs > li { flex: 1 1 45%; }
  .search-section .nav-tabs > li > a span { display: none; }
  .search-section .tab-content { padding: var(--space-5) var(--space-4) !important; }
  /* Match open-menu link rhythm (narrower screens) */
  .transparent-menu .navbar-collapse .navbar-nav > li > a:not(.btn-warning) {
    padding: var(--space-2) var(--space-4) var(--space-4) var(--space-4) !important;
  }
  .transparent-menu .navbar-collapse .navbar-nav > li > a.btn-warning {
    padding: var(--space-3) var(--space-4) !important;
  }
}

@media (max-width: 480px) {
  .hero-image-wrapper {
    width: 85vw;
    height: 30vh;
    max-width: 280px;
    max-height: 300px;
  }
  .hero-right:has(.hero-image-motor.hero-img-visible) .hero-image-wrapper {
    width: 98vw;
    height: 35vh;
    max-width: 380px;
    max-height: 380px;
  }
  .hero-image {
    height: 35vh;
  }
  .search-section .nav-tabs {
    flex-direction: column;
  }
  .search-section .nav-tabs > li {
    width: 100%;
  }
  .search-section .nav-tabs > li > a {
    flex-direction: row;
    justify-content: center;
  }
}

/* ============================================
   CORPORATE PAGE - Hero 50/50 Split Layout (Bootstrap grid)
   ============================================ */
.corporate-hero-split {
  min-height: 70vh;
  max-width: 100vw;
  background: var(--color-bg);
  overflow: hidden;
}
.corporate-hero-split .corporate-hero-inner {
  padding: 0;
  height: 100%;
  max-width: 100%;
  overflow: hidden;
}
.corporate-hero-split .corporate-hero-row {
  margin: 0 !important;
  min-height: 70vh;
  display: flex !important;
  flex-wrap: nowrap !important;
  flex-direction: row !important;
  align-items: stretch;
}
.corporate-hero-split .corporate-hero-row > .corporate-hero-content {
  flex: 0 0 50% !important;
  max-width: 50% !important;
  width: 50% !important;
}
.corporate-hero-split .corporate-hero-row > .corporate-hero-image {
  flex: 0 0 50% !important;
  max-width: 50% !important;
  width: 50% !important;
  min-width: 0;
}
.corporate-hero-split .corporate-hero-content {
  padding: var(--space-12) var(--space-8);
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: left;
}
.corporate-hero-split h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  line-height: var(--line-tight);
  margin-bottom: var(--space-4);
}
.corporate-hero-split h1 .hero-accent {
  color: #d4a017;
}
.corporate-hero-split .hero-sub {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 100%;
  margin-bottom: var(--space-6);
  line-height: var(--line-relaxed);
}
.corporate-hero-split .hero-ctas {
  display: flex;
  gap: var(--space-4);
  flex-wrap: wrap;
}
.corporate-hero-split .btn-apply {
  background: #e74c4c !important;
  border: none !important;
  color: white !important;
  padding: var(--space-3) var(--space-6);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.corporate-hero-split .btn-apply:hover {
  background: #d63d3d !important;
  color: white !important;
  transform: translateY(-2px);
}
.corporate-hero-split .btn-learn {
  background: white !important;
  border: 2px solid var(--color-border) !important;
  color: var(--color-text) !important;
  padding: var(--space-3) var(--space-6);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.corporate-hero-split .btn-learn:hover {
  border-color: #e74c4c !important;
  color: #e74c4c !important;
}
.corporate-hero-split .corporate-hero-image {
  padding: 0;
  overflow: hidden;
  display: flex;
  align-items: stretch;
}
.corporate-hero-split .corporate-hero-image-wrap {
  position: relative;
  width: 100%;
  height: 100%;
  min-height: 70vh;
  overflow: hidden;
}
.corporate-hero-split .corporate-hero-image img {
  width: 100%;
  height: 100%;
  min-height: 70vh;
  max-width: 100%;
  max-height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}
.corporate-hero-split .corporate-hero-image-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to left, rgba(30, 31, 38, 0.4) 0%, rgba(30, 31, 38, 0.15) 50%, transparent 100%);
  pointer-events: none;
}
@media (max-width: 991px) {
  .corporate-hero-split .corporate-hero-row {
    flex-wrap: wrap;
  }
  .corporate-hero-split .corporate-hero-row > .corporate-hero-content {
    flex: 0 0 100%;
    max-width: 100%;
  }
  .corporate-hero-split .corporate-hero-row > .corporate-hero-image {
    flex: 0 0 100%;
    max-width: 100%;
    min-height: 280px;
  }
  .corporate-hero-split .corporate-hero-content {
    padding: var(--space-4) var(--space-6);
    text-align: center;
  }
  .corporate-hero-split .hero-ctas {
    justify-content: center;
  }
  .corporate-hero-split .corporate-hero-image-wrap {
    min-height: 280px;
  }
  .corporate-hero-split .corporate-hero-image img {
    min-height: 280px;
  }
}

/* Section 2: Our Services */
.corporate-services {
  padding: var(--space-16) var(--space-6);
  background: var(--color-surface);
}
.corporate-services .section-label {
  font-size: var(--text-xs);
  font-weight: var(--font-semibold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #e74c4c;
  margin-bottom: var(--space-2);
}
.corporate-services h2,
.corporate-specialized h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: var(--font-bold);
  color: var(--color-text);
  margin-bottom: var(--space-2);
}
.corporate-services .section-desc,
.corporate-specialized .section-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  max-width: 560px;
  margin: 0 auto var(--space-10);
}
.corporate-services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-6);
  max-width: 1100px;
  margin: 0 auto;
}
.corporate-service-card {
  background: white;
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
}
.corporate-service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.corporate-service-card .card-icon {
  width: 48px;
  height: 48px;
  background: #e74c4c;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.25rem;
  margin-bottom: var(--space-4);
}
.corporate-service-card h3 {
  font-size: var(--text-lg);
  font-weight: var(--font-semibold);
  color: var(--color-text);
  margin-bottom: var(--space-2);
}
.corporate-service-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin: 0;
}

/* Section 3: Dedicated Care Services */
.corporate-specialized {
  padding: var(--space-16) var(--space-6);
  background: var(--color-bg);
  text-align: center;
}
.corporate-specialized .section-label {
  font-size: var(--text-xs);
  font-weight: var(--font-semibold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #e74c4c;
  margin-bottom: var(--space-2);
}
.corporate-program-card {
  max-width: 720px;
  margin: 0 auto var(--space-8);
  background: white;
  padding: var(--space-8);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  text-align: left;
}
.corporate-program-card .program-header {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}
.corporate-program-card .program-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  background: #fce4ec;
  border: 2px solid #e74c4c;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: #e74c4c;
}
.corporate-program-card h3 {
  font-size: var(--text-xl);
  font-weight: var(--font-semibold);
  color: var(--color-text);
  margin: 0 0 var(--space-2);
}
.corporate-program-card .program-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: var(--line-relaxed);
  margin-bottom: var(--space-4);
}
.corporate-program-card .program-features {
  list-style: none;
  padding: 0;
  margin: 0;
}
.corporate-program-card .program-features li {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-base);
  color: var(--color-text);
  margin-bottom: var(--space-2);
}
.corporate-program-card .program-features li::before {
  content: '';
  width: 20px;
  height: 20px;
  min-width: 20px;
  background: #e74c4c;
  border-radius: 50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='white'%3E%3Cpath d='M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z'/%3E%3C/svg%3E");
  background-size: 12px;
  background-position: center;
  background-repeat: no-repeat;
}

/* Section 4: Coverage Details (tabs) */
.corporate-coverage {
  padding: var(--space-12) var(--space-6);
  background: var(--color-surface);
}
.corporate-coverage .package-complete-detail {
  max-width: 900px;
  margin: 0 auto;
}
.corporate-coverage .nav-tabs {
  display: flex;
  flex-wrap: wrap;
  border-bottom: 2px solid var(--color-border);
}
.corporate-coverage .nav-tabs > li > a {
  color: var(--color-text-muted);
  border: none;
  padding: var(--space-3) var(--space-4);
  font-weight: var(--font-medium);
}
.corporate-coverage .nav-tabs > li.active > a,
.corporate-coverage .nav-tabs > li > a:hover {
  color: #e74c4c;
  background: transparent;
  border-bottom: 2px solid #e74c4c;
  margin-bottom: -2px;
}
.corporate-coverage .tab-content {
  padding: var(--space-6) 0;
}
.corporate-coverage .tab-heading {
  color: var(--color-primary);
  font-weight: var(--font-semibold);
  margin-bottom: var(--space-4);
}
.corporate-coverage .search-button {
  background: #e74c4c !important;
  border: none !important;
  color: white !important;
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-md);
  font-weight: var(--font-semibold);
}

@media (max-width: 768px) {
  .corporate-services-grid { grid-template-columns: 1fr; }
}

/* Request Quote - Loading animation in place of button (hidden by default, shown via JS on submit) */
.request-quote-loading {
  display: none !important;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-4);
  min-width: 160px;
  min-height: 34px;
}
.request-quote-loading.request-quote-loading--visible {
  display: flex !important;
}
.request-quote-spinner {
  display: inline-block;
  width: 20px;
  height: 20px;
  border: 2px solid #e5e7eb;
  border-top-color: #e74c4c;
  border-radius: 50%;
  animation: request-quote-spin 0.7s linear infinite;
  flex-shrink: 0;
}
.request-quote-loading-text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: var(--font-medium);
}
@keyframes request-quote-spin {
  to { transform: rotate(360deg); }
}

/* ============================================
   REDUCED MOTION (Accessibility)
   ============================================ */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

/* ============================================
   QUOTES PAGE - Force remove ALL backgrounds & parallax
   (Must override style.css #why-choose-us holidays.jpg)
   ============================================ */
body.page-quotes,
body.page-quotes #why-choose-us,
body.page-quotes #choose-us-row-two,
body.page-quotes .choose-us-row,
body.page-quotes .vertical-search,
body.page-quotes .search-section,
body.page-quotes .vertical-tab-panel {
  background-color: #fff !important;
  background-image: none !important;
  background-attachment: scroll !important;
}
body.page-quotes #why-choose-us::before,
body.page-quotes #why-choose-us::after {
  display: none !important;
  background: none !important;
}
/* Footer on quotes page - same as homepage (grey #dcddde), exclude from white overrides */
body.page-quotes #footer,
body.page-quotes #footer .container,
body.page-quotes #footer .row {
  background: transparent !important;
  background-color: transparent !important;
}

/* ============================================
   HOME — scroll animations (index / page-home)
   ============================================ */
@keyframes homeFadeInSoft {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes startSavingOrElastic {
  0% {
    transform: translate(-50%, -50%) scale(0);
    opacity: 0;
  }
  58% {
    transform: translate(-50%, -50%) scale(1.14);
    opacity: 1;
  }
  78% {
    transform: translate(-50%, -50%) scale(0.92);
  }
  100% {
    transform: translate(-50%, -50%) scale(1);
    opacity: 1;
  }
}

@keyframes startSavingOrElasticMobile {
  0% {
    transform: scale(0);
    opacity: 0;
  }
  58% {
    transform: scale(1.14);
    opacity: 1;
  }
  78% {
    transform: scale(0.92);
  }
  100% {
    transform: scale(1);
    opacity: 1;
  }
}

.js-home-animations-ready:not(.js-home-animations-reduced) .benefits-reveal {
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.js-home-animations-ready:not(.js-home-animations-reduced) .benefits-reveal:not(.is-visible) {
  opacity: 0;
  transform: translate3d(0, 18px, 0);
}

.js-home-animations-ready .benefits-reveal.is-visible {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}

.js-home-animations-ready:not(.js-home-animations-reduced) .start-saving-section:not(.start-saving--phase1) .start-saving-title,
.js-home-animations-ready:not(.js-home-animations-reduced) .start-saving-section:not(.start-saving--phase1) .start-saving-buy-intro {
  opacity: 0;
}

.js-home-animations-ready:not(.js-home-animations-reduced)
  .start-saving-section:not(.start-saving--phase1)
  .start-saving-pillar--right
  .start-saving-pillar-inner {
  opacity: 0;
}

.js-home-animations-ready:not(.js-home-animations-reduced) .start-saving-section:not(.start-saving--phase1) .start-saving-or {
  transform: translate(-50%, -50%) scale(0);
  opacity: 0;
}

.js-home-animations-ready:not(.js-home-animations-reduced) .start-saving-section:not(.start-saving--phase2) .start-saving-buy-img {
  opacity: 0;
  transform: translate3d(-56px, 0, 0);
}

.start-saving-buy-img-wrap {
  overflow: hidden;
}

.start-saving-section.start-saving--phase1 .start-saving-title,
.start-saving-section.start-saving--phase1 .start-saving-buy-intro {
  animation: homeFadeInSoft 0.62s ease forwards;
}

.start-saving-section.start-saving--phase1 .start-saving-pillar--right .start-saving-pillar-inner {
  animation: homeFadeInSoft 0.68s ease forwards;
}

.start-saving-section.start-saving--phase1 .start-saving-or {
  animation: startSavingOrElastic 0.95s cubic-bezier(0.34, 1.56, 0.64, 1) forwards;
}

.start-saving-section.start-saving--phase2 .start-saving-buy-img {
  opacity: 1;
  transform: translate3d(0, 0, 0);
  transition: opacity 0.65s ease, transform 0.78s cubic-bezier(0.22, 1, 0.36, 1);
}

@media (max-width: 767px) {
  .js-home-animations-ready:not(.js-home-animations-reduced) .start-saving-section:not(.start-saving--phase1) .start-saving-or {
    transform: scale(0);
    opacity: 0;
  }

  .start-saving-section.start-saving--phase1 .start-saving-or {
    animation-name: startSavingOrElasticMobile;
    animation-duration: 0.95s;
    animation-timing-function: cubic-bezier(0.34, 1.56, 0.64, 1);
    animation-fill-mode: forwards;
  }
}

html.js-home-animations-reduced .benefits-reveal {
  opacity: 1 !important;
  transform: none !important;
}

html.js-home-animations-reduced .start-saving-section .start-saving-title,
html.js-home-animations-reduced .start-saving-section .start-saving-buy-intro,
html.js-home-animations-reduced .start-saving-section .start-saving-pillar--right .start-saving-pillar-inner,
html.js-home-animations-reduced .start-saving-section .start-saving-or,
html.js-home-animations-reduced .start-saving-section .start-saving-buy-img {
  opacity: 1 !important;
  transform: none !important;
  animation: none !important;
  transition: none !important;
}

html.js-home-animations-reduced .start-saving-section .start-saving-phone--elastic,
html.js-home-animations-reduced .start-saving-section .start-saving-lang--wave,
html.js-home-animations-reduced .start-saving-section .start-saving-lang-wave-char {
  animation: none !important;
  transform: none !important;
}

html.js-home-animations-reduced .claims-section .claim-step,
html.js-home-animations-reduced .claims-section .claims-cta-btn {
  opacity: 1 !important;
  transform: none !important;
  transition: none !important;
}

@keyframes startSavingPhoneElastic {
  0% {
    transform: scale(1);
  }
  12% {
    transform: scale(1.14, 0.86);
  }
  28% {
    transform: scale(0.9, 1.12);
  }
  44% {
    transform: scale(1.1, 0.93);
  }
  60% {
    transform: scale(0.94, 1.06);
  }
  76% {
    transform: scale(1.04, 0.97);
  }
  100% {
    transform: scale(1);
  }
}

@keyframes startSavingLangWaveChar {
  0% {
    transform: translateY(0);
  }
  35% {
    transform: translateY(-10px);
  }
  70% {
    transform: translateY(0);
  }
  100% {
    transform: translateY(0);
  }
}

.start-saving-phone-link.start-saving-phone--elastic {
  transform-origin: center center;
  animation: startSavingPhoneElastic 1.15s cubic-bezier(0.34, 1.56, 0.64, 1) 1 both;
}

.start-saving-lang.start-saving-lang--wave {
  display: inline-block;
}

.start-saving-lang-wave-char {
  display: inline-block;
  animation: startSavingLangWaveChar 0.55s ease-out 1 both;
}

/* Mobile burger menu: stack nav links (late in cascade; beats BS3 .navbar-nav>li float ≥768px) */
@media (max-width: 991px) {
  .transparent-menu .navbar-default .navbar-collapse .nav.navbar-nav.navbar-right {
    display: block !important;
    width: 100% !important;
    float: none !important;
    margin-left: 0 !important;
    margin-right: 0 !important;
  }
  .transparent-menu .navbar-default .navbar-collapse .navbar-nav > li {
    float: none !important;
    width: 100% !important;
    display: block !important;
    clear: both !important;
  }
  .transparent-menu .navbar-default .navbar-collapse .navbar-nav > li > a {
    display: block !important;
    width: 100% !important;
    float: none !important;
    box-sizing: border-box;
  }
  .transparent-menu .navbar-default .navbar-collapse .navbar-nav > li > a.btn-warning {
    display: flex !important;
    justify-content: center !important;
    align-items: center !important;
  }
}